Credit Bureau of Canada Collections

What is Credit Bureau of Canada Collections?

Credit Bureau of Canada Collections is a debt collection agency that helps businesses recover unpaid debts. They operate across Canada with offices in British Columbia, Ontario, Quebec, and also in Mason, Ohio, serving clients in multiple provinces and the US. They have extensive experience working with various business sectors and position themselves as a business partner to their clients.

They work with a wide range of creditors and are known for being persistent with phone calls. Many consumers report that they are willing to negotiate, but they maintain a firm approach to debt recovery.

Why is Credit Bureau of Canada Collections calling me?

If you’ve received a call from Credit Bureau of Canada Collections, they’re probably trying to recover an unpaid debt on behalf of a creditor.

If you’re unsure why they’re calling, ask for written verification of the debt before sharing any personal information or making a payment.

Credit Bureau of Canada Collections collects for:

• Precise Parking Inc. (mentioned multiple times by consumers)
• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Government agencies
• Healthcare providers and hospitals
• Utilities (hydro, gas, water)
• Education and student loans
• Commercial businesses
• Credit card companies
• Retail stores

Is Credit Bureau of Canada Collections a legitimate collection agency?

Yes, Credit Bureau of Canada Collections is a legitimate debt collection agency. They are nationally licensed, bonded, and insured across Canada and the US. Their branches and employees comply with provincial licensing requirements. However, scammers sometimes impersonate collection agencies, so always verify any debt in writing before paying.

Your rights when a debt collection agency like Credit Bureau of Canada Collections contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Ask for written proof before answering questions, providing personal information, or paying anything.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Credit Bureau of Canada Collections contacts you

1. Ask for written verification of the debt.
2. Don't acknowledge that you owe the debt or supply sensitive information until you've verified it.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe money, dispute the debt and ask for written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free advice.