Credit Bureau of Canada Collections

What is Credit Bureau of Canada Collections?

Credit Bureau of Canada Collections is a debt collection agency that helps businesses recover unpaid debts.

They have offices in several provinces, including British Columbia, Ontario, and Quebec, as well as one in Mason, Ohio. They work with clients across Canada and in the US.

They work with many different creditors and are known for making a lot of phone calls. Some people say they are open to negotiating, but they still take a firm approach when trying to collect debts.

Why is Credit Bureau of Canada Collections calling me?

If you get a call from Credit Bureau of Canada Collections, it probably means they are trying to collect a debt for another company.

If you're not sure why they're reaching out, ask them to send you written proof of the debt before you give out any personal details or pay anything.

Credit Bureau of Canada Collections collects for:

• Precise Parking Inc. (mentioned multiple times by consumers)
• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Government agencies
• Healthcare providers and hospitals
• Utilities (hydro, gas, water)
• Education and student loans
• Commercial businesses
• Credit card companies
• Retail stores

Is Credit Bureau of Canada Collections a legitimate collection agency?

Yes, Credit Bureau of Canada Collections is a legitimate debt collection agency. They are nationally licensed, bonded, and insured across Canada and the US.

Their offices and staff follow provincial licensing rules. But watch out for scammers pretending to be collection agencies. Always get proof of the debt in writing before you pay.

Your rights when a debt collection agency like Credit Bureau of Canada Collections contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• They can only call you during certain hours, usually between 7 AM and 9 PM. The exact times depend on your province.
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Always ask for written proof before you answer questions, share personal information, or make any payments.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Credit Bureau of Canada Collections contacts you

1. Ask them to send you proof of the debt in writing.
2. Do not admit you owe the debt or share any sensitive information until you know the debt is real.
3. If you want the calls to stop, you can ask the collection agency in writing to stop calling you. This does not stop them from taking legal action.
4. If you don't believe you owe the money, let them know you disagree and ask for written proof.
5. You can talk to a Licensed Insolvency Trustee for free advice.