AIM Professional Services

What is AIM Professional Services?

AIM Professional Services is a debt collection agency that helps businesses recover unpaid debts.

They operate in Canada and work with a variety of creditors, including telecommunications companies, banks, government agencies, healthcare providers, utilities, education, commercial businesses, credit card companies, and retail stores.

Many consumers report that AIM Professional Services is persistent with phone calls and sometimes takes legal action to recover debts.

Why is AIM Professional Services calling me?

If you receive a call from AIM Professional Services, it generally means they are attempting to collect an unpaid debt on behalf of a creditor.

If you are unsure why they are calling, request written verification of the debt before sharing any personal information or making a payment.

AIM Professional Services collects for:

• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Government agencies
• Healthcare providers and hospitals
• Utilities (hydro, gas, water)
• Education and student loans
• Commercial businesses
• Credit card companies
• Retail stores

Is AIM Professional Services a legitimate collection agency?

Yes, AIM Professional Services is a legitimate debt collection agency. However, scammers sometimes impersonate collection agencies, so always verify any debt in writing before paying.

Your rights when a debt collection agency like AIM Professional Services contacts you

Debt collectors and collection agencies must follow adhere to a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Ask for written proof before answering questions, providing personal information, or paying anything.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like AIM Professional Services contacts you

1. Ask for written verification of the debt.
2. Don't admit to owing the debt or give sensitive information until you have confirmed it.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe money, dispute the debt and ask for written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free advice.