Cease and Desist Letter Template for Ontario
Copy the letter below or download as a Word document, fill in the placeholders, and send by registered mail.
(Your name)
(Mailing address)
(City, Province, Postal Code)
WITHOUT PREJUDICE:
(date)
SENT BY EMAIL TO (EMAIL ADDRESS):
(Name of creditor or collection agent)
(Mailing address)
(City, Province, Postal Code)
RE: Cease and desist letter
Subsection 22(1) of General Regulation, RRO 1990, Reg. 74, enacted under the Ontario Collection and Debt Settlement Services Act (CDSSA), RSO 1990, c. C.14 and section 2(0.1) of the Ontario CDSSA
(Account Number)
(Name of creditor)
Dear Sir/Madam,
Without admitting any liability, I am writing you in connection with the above-mentioned account.
Pursuant to section 2(0.1) of the Ontario Collection and Debt Settlement Services Act (CDSSA), RSO 1990, c. C.14 and subsection 22(1) of General Regulation, RRO 1990, Reg. 74, enacted under the Ontario CDSSA, I dispute owing the above-referenced debt and I suggest that the matter be taken to court.
If your collection agency or any of its employees contact me by telephone following receipt of this written communication I will take appropriate action including, but not limited to, filing a formal written complaint with the Ontario Registrar of Collection Agencies, as well as seeking legal advice in connection with commencing a civil lawsuit.
Govern yourself accordingly,
(Your signature)
(Your Name)
Mark spent 12 years as a collection lawyer for some of Canada's largest collection agencies before switching sides to help consumers. He's the author of The Wolf At The Door: What To Do When Collection Agencies Come Calling, published by McClelland & Stewart. See full bio