Cease and Desist Letter Template for Alberta
Copy the letter below or download as a Word document, fill in the placeholders, and send by registered mail.
(Your name)
(Mailing address)
(City, Province, Postal Code)
WITHOUT PREJUDICE:
(date)
SENT BY EMAIL TO (EMAIL ADDRESS):
(Name of creditor or collection agent)
(Mailing address)
(City, Province, Postal Code)
RE: Cease and desist letter
Paragraph 12(1)(k)(ii) of the Collection and Debt Repayment Practices Regulation, Alta. Reg. 194/1999 enacted under the Alberta Consumer Protection Act, RSA 2000, c C-26.3
(Account Number)
(Name of creditor)
Dear Sir/Madam,
Without admitting any liability, I am writing you in connection with the above-mentioned account.
Pursuant to paragraph 12(1)(k)(ii) of the Collection and Debt Repayment Practices Regulation, Alta. Reg. 194/1999 enacted under the Alberta Consumer Protection Act, RSA 2000, c C-26.3, I dispute owing the above-referenced debt and I wish that the creditor take the matter to court.
If your collection agency or any of its employees contact me by telephone following receipt of this written communication I will take appropriate action including, but not limited to, filing a formal written complaint with the Alberta regulator responsible for supervising the conduct of collection agencies, as well as seeking legal advice in connection with commencing a civil lawsuit.
Govern yourself accordingly,
(Your signature)
(Your Name)
Mark spent 12 years as a collection lawyer for some of Canada's largest collection agencies before switching sides to help consumers. He's the author of The Wolf At The Door: What To Do When Collection Agencies Come Calling, published by McClelland & Stewart. See full bio