Collectrite Credit Bureau Collections

What is Collectrite Credit Bureau Collections?

Collectrite Credit Bureau Collections is a debt collection agency that helps businesses recover unpaid debts. They operate from their head office in Cambridge, Ontario, and serve clients primarily in Ontario. The agency has been providing collection services since 1947.

They collect debts for a variety of businesses and have a partnership with Christensen Law Firm to provide litigation services when necessary. Their licensed collectors focus on recovering delinquent accounts through dialogue and, if needed, court enforcement.

Why is Collectrite Credit Bureau Collections calling me?

If you’ve received a call from Collectrite Credit Bureau Collections, it usually means they’re trying to recover an unpaid debt on behalf of a creditor.

If you’re unsure why they’re calling, ask for written verification of the debt before sharing any personal information or making a payment.

Collectrite Credit Bureau Collections collects for:

• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Government agencies
• Healthcare providers and hospitals
• Utilities (hydro, gas, water)
• Education and student loans
• Commercial businesses
• Credit card companies
• Retail stores

Is Collectrite Credit Bureau Collections a legitimate collection agency?

Yes, Collectrite Credit Bureau Collections is a legitimate debt collection agency established in 1947. Their collectors are licensed professionals operating under provincial regulations.

Scammers sometimes impersonate collection agencies, so always verify any debt in writing before paying.

Your rights when a debt collection agency like Collectrite Credit Bureau Collections contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Ask for written proof before answering questions, providing personal information, or paying anything.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Collectrite Credit Bureau Collections contacts you

1. Ask for written verification of the debt.
2. Don't acknowledge that you owe the debt or supply sensitive information until you've verified it.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe money, dispute the debt and ask for written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free advice.