What is Consolidated Recovery Consolidated Recovery Systems?
Consolidated Recovery Consolidated Recovery Systems is a debt collection agency that works with businesses to recover unpaid debts.
Their services include collecting debts, helping with court judgments, enforcing payments, and finding people who owe money.
With over 20 years of experience, they have offices in Calgary, Edmonton, Vancouver, and Victoria, and work with clients in Alberta, British Columbia, and Ontario.
They collect debts for many types of clients, such as landlords, banks, and other businesses.
Contact Consolidated Recovery Systems
Contact this debt collection agency to verify details, dispute the debt, or resolve your account.
Visit agency websiteWhy is Consolidated Recovery Consolidated Recovery Systems calling me?
If Consolidated Recovery Consolidated Recovery Systems has called you, it usually means they are trying to collect an unpaid debt for someone you owe money to.
If you are not sure why they are calling, ask them to send you written proof of the debt before you share any personal details or make a payment.
Consolidated Recovery Consolidated Recovery Systems collects for:
- Telecommunications companies (phone, internet, cable)
- Banks and financial institutions
- Government agencies
- Healthcare providers and hospitals
- Utilities (hydro, gas, water)
- Education and student loans
- Commercial businesses
- Credit card companies
- Retail stores
Know a company Consolidated Recovery Systems collects for?
Consolidated Recovery Systems phone numbers
These numbers are commonly associated with Consolidated Recovery Systems:
| Phone number | Type |
|---|---|
| Main | |
| General |
Got a call from a number not shown here?
If you receive a call from a different number claiming to be Consolidated Recovery Systems, verify the debt in writing and confirm the details before paying.
Is Consolidated Recovery Consolidated Recovery Systems a legitimate collection agency?
Yes, Consolidated Recovery Consolidated Recovery Systems is a real debt collection agency with more than 20 years of experience. They have licensed offices in Alberta, British Columbia, and Ontario.
Is Consolidated Recovery Systems a licensed collection agency in Ontario?
Consolidated Recovery Systems Inc. is registered in Ontario as a collection agency under the Collection and Debt Settlement Services Act. The table below shows confirmed licence records as of March 2026.
| Legal Name | Location | Licence number | Status | Expiry |
|---|---|---|---|---|
| Consolidated Recovery Systems Inc. | Mississauga, ON | 4740791 | Issued | Nov 19, 2027 |
Source: Government of Ontario – Search for a business licence (March 2026)
Is Consolidated Recovery Systems a licensed collection agency in Alberta?
Consolidated Recovery Systems Inc. is registered in Alberta as a collection agency under the Collection and Debt Repayment Practices Regulation. The table below shows the confirmed licence record as of March 2026.
| Business Name | Trading As | Location | Bonded | Expiry |
|---|---|---|---|---|
| Consolidated Recovery Systems Inc. | Financial Recovery Systems | Calgary, AB | Yes | Nov 30, 2026 |
Source: Service Alberta – Find out if a Business is Licenced (March 2026)
Is Consolidated Recovery Systems a licensed collection agency in Quebec?
Consolidated Recovery Systems Inc. is registered in Québec as a collection agency and operates under the Consumer Protection Act, with oversight from the Office de la protection du consommateur (OPC). The table below shows the confirmed licence record as of March 2026.
| Legal Name | Location | Permit number |
|---|---|---|
| Consolidated Recovery Systems Inc. | Laval, QC | 400517 |
Source: Office de la protection du consommateur (March 2026)
What to do if Consolidated Recovery Systems calls you (step by step)
Step 1: Ask for written verification. Get the original creditor's name, the amount claimed, the date of last activity, and the account number. Don't confirm anything until you've reviewed everything in writing.
Step 2: Don't share personal details. No address, date of birth or banking information until you've confirmed the debt is yours.
Step 3: Check your own records. Pull your credit report from Equifax or TransUnion and compare it to what Consolidated Recovery Systems sent you.
Step 4: Dispute the debt in writing if it's wrong. Keep copies of everything you send.
Step 5: Negotiate if the debt is correct. You can offer a lump sum for less than the full amount or arrange a payment plan. Get any agreement in writing before you pay.
Step 6: Pay by a traceable method. Collection agencies like Consolidated Recovery Systems typically accept online banking, Interac e-Transfer, credit or debit card through their website, or in person at a bank branch. Always get a receipt.
Step 7: Talk to a Licensed Insolvency Trustee or non-profit credit counselling service if you owe the debt and can't pay.
Source: Government of Canada (FCAC) – Dealing with a debt collector
Only consider a loan or a line of credit if you can comfortably afford the repayments. If you're unsure what to do, speak to a non-profit credit counsellor or a Licensed Insolvency Trustee first.
What if the debt is old?
Every province has a time limit on how long a collection agency like Consolidated Recovery Systems can sue you for an unpaid debt.
| Province / Territory | Limitation period |
|---|---|
| Ontario, BC, Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia | 2 years |
| Quebec | 3 years |
| Newfoundland and Labrador, PEI, Northwest Territories, Nunavut, Yukon | 6 years |
Once the limitation period expires, Consolidated Recovery Systems can still sue you, but you can raise the expired limitation period as a defence. If you do, the court will dismiss the case.
Making a payment or acknowledging the debt in writing restarts the limitation period, but only if it hasn't already expired. If you're unsure whether a debt is still within the limitation period, get legal advice before making any payment.
These limitation periods apply to most consumer debts like credit cards, lines of credit, and personal loans. Different rules may apply to government debts, court judgments, or secured debts like mortgages.
For more information, read our guide about debt statute of limitations.
How to stop Consolidated Recovery Systems from calling
If you want phone calls to stop, send Consolidated Recovery Systems a written request. It won't erase the debt or prevent legal action, but it stops repeated calls, depending on your province.
Copy and paste this template:
Hello,
I request that you stop contacting me by phone regarding this account and communicate with me only in writing.
Please send written verification of the debt, including:
- The original creditor name
- The amount claimed
- A breakdown of principal, interest and fees
- The account reference number
- The date of last activity on the account
Do not contact me at my workplace.
Thank you,
[Your full name]
[Your mailing address or email]
[Your phone number (optional)]
[Date]
Note: Check your province's rules for any requirements to stop contact.
Source: Government of Canada (FCAC) - Dealing with a debt collector
How to file a complaint about Consolidated Recovery Systems
If Consolidated Recovery Systems doesn't follow the debt collection rules, contact the consumer protection authority in your province.
Before filing, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.
For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.
You can also file a complaint through the Better Business Bureau (BBB).
Accreditations
Consolidated Recovery Systems locations
Locations that Consolidated Recovery Systems operate in:
Provinces served
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Northwest Territories
- Nova Scotia
- Nunavut
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Yukon
Also known as
Consolidated Recovery Group
Other collection agencies in Canada
Joe launched CollectionAgencies.ca in 2025. He maintains the directory, researches collection agencies across Canada, and manages the site's editorial content. Agency listings are sourced from provincial licensing records and legislation.