What is Consolidated Recovery Consolidated Recovery Systems?
Consolidated Recovery Consolidated Recovery Systems is a debt collection agency that works with businesses to recover unpaid debts.
Their services include collecting debts, helping with court judgments, enforcing payments, and finding people who owe money.
With over 20 years of experience, they have offices in Calgary, Edmonton, Vancouver, and Victoria, and work with clients in Alberta, British Columbia, and Ontario.
They collect debts for many types of clients, such as landlords, banks, and other businesses.
Contact Consolidated Recovery Systems
1-403-261-2777
Contact this debt collection agency to verify details, dispute the debt or resolve your account.
Visit agency websiteWhy is Consolidated Recovery Consolidated Recovery Systems calling me?
If Consolidated Recovery Consolidated Recovery Systems has called you, it usually means they are trying to collect an unpaid debt for someone you owe money to.
If you are not sure why they are calling, ask them to send you written proof of the debt before you share any personal details or make a payment.
Consolidated Recovery Consolidated Recovery Systems collects for:
- Telecommunications companies (phone, internet, cable)
- Banks and financial institutions
- Government agencies
- Healthcare providers and hospitals
- Utilities (hydro, gas, water)
- Education and student loans
- Commercial businesses
- Credit card companies
- Retail stores
Know a company Consolidated Recovery Systems collects for?
Consolidated Recovery Systems phone numbers
These numbers are commonly associated with Consolidated Recovery Systems:
| Phone number | Type |
|---|---|
| Main | |
| Local Office |
Some numbers are submitted by users. We call to verify each one and recheck periodically, but numbers can change.
Got a call from a number not shown here?
If you receive a call from a different number claiming to be Consolidated Recovery Systems, verify the debt in writing and confirm the details before paying.
Is Consolidated Recovery Consolidated Recovery Systems a legitimate collection agency?
Yes, Consolidated Recovery Consolidated Recovery Systems is a real debt collection agency with more than 20 years of experience. They have licensed offices in Alberta, British Columbia, and Ontario.
Will Consolidated Recovery Systems affect my credit score?
A collection account from Consolidated Recovery Systems will severely damage your credit score once it's reported to Equifax or TransUnion.
It stays on your credit report for 6 years from the date of your first missed payment. Paying it won't remove the mark from your credit file but updates the status to paid, which looks better to future lenders.
Check your own report to see whether Consolidated Recovery Systems has reported the account and whether the information is correct.
What to do if Consolidated Recovery Systems calls you (step by step)
Step 1: Ask for written verification. Get the original creditor's name, amount, account number and the date of last activity. Don't confirm anything until you've reviewed it in writing.
Step 2: Don't share personal details. No address, date of birth or banking information until you've confirmed the debt is yours.
Step 3: Check your credit report to see what Consolidated Recovery Systems has reported about you. Get your free credit score and report with Borrowell.
Step 4: Dispute the debt in writing if it's wrong. Keep copies of everything you send.
Step 5: Check the statute of limitations in your province before you pay or acknowledge the debt in writing.
Step 6: Settle if the debt is correct. Sometimes, Consolidated Recovery Systems might accept a one-time lump sum for less than the full balance. Get any agreement in writing before you pay.
Step 7: Pay by a traceable method like online banking, e-Transfer, or card. Get a receipt.
Step 8: Get help if you can't pay. Talk to a Licensed Insolvency Trustee or non-profit credit counsellor.
Source: Government of Canada (FCAC) – Dealing with a debt collector
Not in Ontario, Alberta, BC, Nunavut or the NWT? Find a trustee in your province
What if the debt is old?
Every province has a time limit on how long a collection agency like Consolidated Recovery Systems can sue you for an unpaid debt.
| Province / Territory | Limitation period |
|---|---|
| Ontario, BC, Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia | 2 years |
| Quebec | 3 years |
| Newfoundland and Labrador, PEI, Northwest Territories, Nunavut, Yukon | 6 years |
Once the limitation period expires, Consolidated Recovery Systems can still sue you, but you can raise the expired limitation period as a complete defence. The defence isn't automatic. You have to file a defence in court and plead the expired limitation period. If you don't, the court will grant default judgment as if the limitation didn't apply.
Making a payment or acknowledging the debt in writing restarts the limitation period, but only if it hasn't already expired.
These limitation periods apply to most consumer debts like credit cards, lines of credit, and personal loans. Different rules may apply to government debts, court judgments, or secured debts like mortgages.
For more information, read our guide about debt statute of limitations.
How to stop calls from Consolidated Recovery Systems
Send Consolidated Recovery Systems a cease and desist letter. Once they receive it, they have to stop phoning. The debt doesn't go away, and they can still take legal action.
Use our cease and desist letter templates
Provincial law doesn't give you this right in Manitoba, Saskatchewan, Newfoundland and Labrador, Prince Edward Island or the Yukon.
However, if the debt's on a loan, line of credit, or credit card, send the letter by registered mail under federal law. If Consolidated Recovery Systems is physically based in Ontario, use Ontario's law instead.
Read more: How to stop collection calls in Canada.
How to file a complaint about Consolidated Recovery Systems
If you think that Consolidated Recovery Systems is breaking any debt collection rules, contact the consumer protection authority in your province.
Before filing, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.
For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.
Accreditations
Consolidated Recovery Systems locations
Locations that Consolidated Recovery Systems operate in:
Provinces served
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Northwest Territories
- Nova Scotia
- Nunavut
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Yukon
Also known as
Consolidated Recovery Group
Other collection agencies in Canada
Joe launched CollectionAgencies.ca in 2025. He has worked in Canadian personal finance since 2023. He maintains the directory, researches collection agencies across Canada and manages the site's editorial content. Agency listings are sourced from provincial licensing records and legislation.