Consolidated Recovery Systems

What is Consolidated Recovery Consolidated Recovery Systems?

Consolidated Recovery Consolidated Recovery Systems is a debt collection agency that helps businesses recover unpaid debts. They offer a full range of recovery services including collections, judgment acquisition, enforcement, and locating debtors. They have over 20 years of experience and operate offices in Calgary, Edmonton, Vancouver, and Victoria, serving clients across Alberta, British Columbia, and Ontario.

They collect debts for various types of creditors, including landlords, financial institutions, and commercial businesses. They use legal tools like judgments and enforcement actions to recover debts, especially when debtors have assets or steady employment.

Why is Consolidated Recovery Consolidated Recovery Systems calling me?

If you’ve received a call from Consolidated Recovery Consolidated Recovery Systems, it usually means they’re trying to recover an unpaid debt on behalf of a creditor.

If you’re unsure why they’re calling, ask for written verification of the debt before sharing any personal information or making a payment.

Consolidated Recovery Consolidated Recovery Systems collects for:

• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Government agencies
• Healthcare providers and hospitals
• Utilities (hydro, gas, water)
• Education and student loans
• Commercial businesses
• Credit card companies
• Retail stores

Is Consolidated Recovery Consolidated Recovery Systems a legitimate collection agency?

Yes, Consolidated Recovery Consolidated Recovery Systems is a legitimate debt collection agency with over 20 years of experience. They operate licensed branches in Alberta, British Columbia, and Ontario. However, scammers sometimes impersonate collection agencies, so always verify any debt in writing before paying.

Your rights when a debt collection agency like Consolidated Recovery Consolidated Recovery Systems contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Ask for written proof before answering questions, providing personal information, or paying anything.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Consolidated Recovery Consolidated Recovery Systems contacts you

1. Ask for written verification of the debt.
2. Don't acknowledge that you owe the debt or supply sensitive information until you've verified it.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe money, dispute the debt and ask for written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free advice.