Consolidated Recovery Systems

What is Consolidated Recovery Consolidated Recovery Systems?

Consolidated Recovery Consolidated Recovery Systems is a debt collection agency that works with businesses to recover unpaid debts.

Their services include collecting debts, helping with court judgments, enforcing payments, and finding people who owe money.

With over 20 years of experience, they have offices in Calgary, Edmonton, Vancouver, and Victoria, and work with clients in Alberta, British Columbia, and Ontario.

They collect debts for many types of clients, such as landlords, banks, and other businesses. If someone owes money and has a job or owns things of value, the agency might use legal steps, like getting a court judgment, to recover the debt.

Why is Consolidated Recovery Consolidated Recovery Systems calling me?

If Consolidated Recovery Consolidated Recovery Systems has called you, it usually means they are trying to collect an unpaid debt for someone you owe money to.

If you are not sure why they are calling, ask them to send you written proof of the debt before you share any personal details or make a payment.

Consolidated Recovery Consolidated Recovery Systems collects for:

• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Government agencies
• Healthcare providers and hospitals
• Utilities (hydro, gas, water)
• Education and student loans
• Commercial businesses
• Credit card companies
• Retail stores

Is Consolidated Recovery Consolidated Recovery Systems a legitimate collection agency?

Yes, Consolidated Recovery Consolidated Recovery Systems is a real debt collection agency with more than 20 years of experience. They have licensed offices in Alberta, British Columbia, and Ontario. Still, because scammers sometimes pretend to be collection agencies, always ask for written proof of any debt before you pay.

Your rights when a debt collection agency like Consolidated Recovery Consolidated Recovery Systems contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Ask for written proof of the debt before you answer questions, give out personal information, or make any payments.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Consolidated Recovery Consolidated Recovery Systems contacts you

1. Ask for written verification of the debt.
2. Do not say you owe the debt or share any information until you have confirmed it is real.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe the money, dispute the debt and request written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free advice.