CBV Collection Services

Last updated: February 2026

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At a glance

CBV Collection Services is a Canadian debt collection agency that's been in business since 1921.

If CBV contacts you, request written verification of the debt before sharing any personal information or making any payments.

Debt collection rules vary by province, but there are rules governing harassment, misleading statements, and when collectors can call you.

What is CBV Collections?

CBV Collection Services Ltd is a debt collection agency that helps businesses recover outstanding accounts and unpaid debts.

The company was founded in October 1921 and initially operated as the Credit Bureau of Vancouver. It has offices in Markham, Laval, Winnipeg, and Burnaby.

CBV Collection Services Ltd in Canada is a separate company from CBV Collections, Inc. in the United States.

Contact CBV Collection Services

CBV Collection Services, a collection agency in Canada

Contact this debt collection agency to verify details, dispute the debt, or resolve your account.

Visit agency website

Why is CBV Collection Services calling me?

If you've received a call, voicemail, email, or letter from CBV Collections, it means they believe you have an outstanding account with a creditor they represent.

Sometimes the debt is legitimate. Sometimes it's an old account, a mistake, a debt you don't recognize, or a scam attempt using a real company name.

Always request written verification before confirming any debt or making a payment.

Source: Government of Canada (FCAC) – Dealing with a debt collector

What to ask CBV Collections for before you pay

Request written documentation before confirming any personal details or making a payment.

You need the original creditor's name, the amount owed, the account reference number, and the date the debt relates to.

Getting this in writing lets you verify whether the debt is legitimate and creates a record of what you were told.

Source: Government of Canada (FCAC) – Debt collection: know your rights

Who does CBV Collections collect for?

CBV Collection Services Ltd serves multiple sectors, including government bodies, banks, and telecommunications companies.

Industry

Consumer-reported examples

Telecommunications

Phone/internet/cable providers (Rogers, Telus, Bell)

Financial services

Banks, credit card companies (BMO)

Insurance

SGI Canada, Coachman Insurance

Short-term lending

Money Mart

Government

Manitoba Justice (traffic fines, Autopac fees)

Utilities

Hydro/gas/water providers

Healthcare

Hospitals and medical providers

Education

Student loan accounts

Retail

Stores with unpaid customer accounts

Commercial

Business-to-business debts

Shipping/Logistics

UPS

Note: the companies listed above are gathered from user-submitted entries, consumer reports, online discussions, and public records. They do not represent confirmed contractual relationships with CBV Collections.

CBV Collection Services Ltd is the official collection vendor for SGI Canada and Coachman Insurance.

Source: https://sgicanada.ca/payment-collections

Treat all creditor claims as unconfirmed until you receive written verification tied to your specific account.

Companies that use CBV Collection Services for debt collection

Reported by consumers

Know another company CBV Collection Services collects for?

Is CBV Collections a legitimate collection agency?

Yes. CBV Collection Services Ltd is a legitimate debt collection agency that's been in business for more than 100 years. The company publicly lists its corporate address and contact details.

CBV is a BBB Accredited Business with a B rating. Provincial regulatory bodies license CBV's branches and employees.

Is CBV Collection Services a licensed collection agency?

CBV Collection Services Ltd is registered as a collection agency across multiple provinces. The tables below show confirmed licence records as of February 2026.

Is CBV Collection Services a licensed collection agency in Ontario?

CBV Collection Services Ltd. is registered in Ontario as a collection agency under the Collection and Debt Settlement Services Act. The table below shows confirmed licence records as of February 2026.

Legal Name Location Licence number Status Expiry
CBV Collection Services Ltd. Markham, ON 4687993 Issued Dec 13, 2026

Source: Government of Ontario – Search for a business licence (February 2026)

Is CBV Collection Services a licensed collection agency in Alberta?

CBV Collection Services Ltd. is registered in Alberta as a collection agency under the Collection and Debt Repayment Practices Regulation. The table below shows the confirmed licence record as of February 2026.

Business Name Trading As Location Bonded Expiry
CBV Collection Services Ltd. CBV Collection Services Yes Jun 30, 2026

Source: Service Alberta – Find out if a Business is Licenced (February 2026)

Is CBV Collection Services a licensed collection agency in Quebec?

CBV Collection Services Ltd. is registered in Québec as a collection agency and operates under the Consumer Protection Act, with oversight from the Office de la protection du consommateur (OPC). The table below shows the confirmed licence record as of February 2026.

Legal Name Location Permit number
CBV Collection Services Ltd. Laval, QC 400456

Source: Office de la protection du consommateur (February 2026)

Is CBV Collection Services a licensed collection agency in British Columbia?

CBV Collection Services Ltd holds a debt collection licence in British Columbia issued by Consumer Protection BC.

Name

Licence number

Status

Expiry

CBV Collection Services Ltd.

34065

Issued

2026-12-31

Source: Consumer Protection BC – Check a licence

Scammers sometimes impersonate legitimate debt collectors. Always verify any debt in writing before making payments, and confirm contact details on CBV's official website rather than relying on voicemail or text messages.

Your rights when CBV Collections contacts you

Debt collection rules vary by province, but consumer protection legislation across Canada prohibits debt collectors from harassing, threatening, or intimidating you.

They cannot make false or misleading statements, use profane or coercive language, or apply unreasonable pressure. They cannot continue contacting you at work after you've told them not to. Every time a debt collector contacts you, they must identify themselves.

Source: Government of Canada (FCAC) – Debt collection: know your rights

Red flags: how to spot a scam

Scammers sometimes impersonate debt collectors, including real companies like CBV.

A scammer typically refuses to name the original creditor, threatens arrest, jail, or deportation, demands payment by e-transfer, gift card, or cryptocurrency, and refuses to send anything in writing.

Verify the debt using contact details from CBV's official website before paying.

Source: Government of Canada (FCAC) – Dealing with a debt collector

Can CBV Collections call me at any time?

No. Collection agencies in Ontario cannot contact you before 7:00 AM or after 9:00 PM, Monday to Saturday; on Sundays, except between 1:00 PM and 5:00 PM; or on public holidays.

Note: Calling hours vary by province. Check your local debt collection rules.

What to do if CBV Collections calls you (step-by-step)

Step 1: Request written verification before confirming anything. Ask for the original creditor's name, the amount owed, the date of last activity, and the account number.

Step 2: Do not confirm the debt is yours until you've reviewed the details in writing. If they ask for personal information before sending written confirmation, decline.

Step 3: Keep your sensitive personal information private until you are certain the contact is legitimate and the debt is yours.

Step 4: Dispute the debt in writing if it is incorrect. Request proof. Keep a copy of everything you send and receive.

Step 5: Send a written request to stop calls if you want phone contact to stop. Rules vary by province. A written request does not erase the debt or prevent legal action.

Step 6: Speak with a Licensed Insolvency Trustee if the debt is real and you're overwhelmed. The first consultation is free.

Source: Government of Canada (FCAC) – Dealing with a debt collector

Your options if the debt is real

Paying in full resolves the account but isn't always the right move, especially if the debt is old or disputed.

Negotiating a settlement is possible, but get any terms in writing before paying, including how the account will be reported to credit bureaus.

A payment plan works if you can commit to it consistently. CBV offers payment programs, including online and phone payment options.

If the debt is wrong or has already been paid, dispute it in writing. If you're unsure what to do, a Licensed Insolvency Trustee offers a free first consultation.

How to settle a debt with CBV Collections

You can negotiate a settlement at any stage of the collections process.

When negotiating a settlement:

  1. Request written verification of the debt first
  2. Determine what you can realistically afford to pay
  3. Make your offer in writing
  4. Get the settlement agreement in writing before you send any payment
  5. Ensure the contract states that the remaining balance will be forgiven
  6. Keep copies of all correspondence

CBV accepts various online payment methods, including internet banking and payment portals on its website.

How CBV Collections affects your credit report

If a debt is sent to collections, it appears on your credit report and lowers your credit score. Collection accounts stay on your credit report for 6 years from the date of last activity in most provinces, even after you pay the balance.

Source: Government of Canada (FCAC) – How long information stays on your credit report

What if the debt is old?

There are time limits on how long a creditor can sue you to collect a debt. After the limitation period expires, a creditor can still contact you to request payment, but cannot take you to court.

The clock starts from the date of your last payment or the last time you acknowledged the debt in writing.

Province / Territory

Limitation period

Ontario

2 years

British Columbia

2 years

Alberta

2 years

Saskatchewan

2 years

New Brunswick

2 years

Nova Scotia

2 years

Québec

3 years

Manitoba

6 years

Newfoundland and Labrador

6 years

Prince Edward Island

6 years

Northwest Territories

6 years

Nunavut

6 years

Yukon

6 years

Warning: Making a payment or acknowledging the debt in writing restarts the clock.

Note: Government debts (taxes, student loans) follow federal rules and are not subject to these provincial periods.

Template: request CBV Collection Services stop calling you (in writing)

If you want phone calls to stop, send CBV Collection Services a written request. It won't erase the debt or prevent legal action, but it stops repeated calls, depending on your province.

Copy and paste this template:

Subject: Request to stop phone contact - communicate in writing only Hello, I request that you stop contacting me by phone regarding this account and communicate with me only in writing. Please send written verification of the debt, including: - The original creditor name - The amount claimed - The account reference number - Do not contact me at my workplace. Thank you, [Your full name] [Your mailing address or email] [Your phone number (optional)] [Date]

Note: Check your province's rules for any requirements to stop contact.

Source: Government of Canada (FCAC) - Dealing with a debt collector

CBV Collection Services locations

Locations that CBV Collection Services operate in:

Quebec

320-2 Place Laval

Laval, H7N 5N6

Manitoba

242-240 Graham Avenue

Winnipeg, R3C 0J7

Ontario

600 Alden Rd Suite 500

Markham, L3R 0E7

British Columbia

4664 Lougheed Hwy. #20

Burnaby, V5C 5T5

CBV Collection Services phone numbers

These numbers are commonly associated with CBV Collection Services:

Phone numbers associated with CBV Collection Services
Phone numberType
Main
General
General
General
General

If you receive a call from a different number claiming to be CBV Collection Services, verify the debt in writing and confirm the details before paying.

Got a call from a number not shown here?

Provinces served

Browse all collection agencies

Legal Name

CBV Collection Services Ltd.

Also known as:

CBV Collections

Credit Bureau of Vancouver

CBB Collections (common mistake)

How to file a complaint about CBV Collections

If you believe CBV Collections has breached debt collection rules, contact the consumer protection authority in your province.

Before filing, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.

For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.

FAQs

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