At a glance Wiggins Adjustments Ltd. is a collection agency based in Langley, British Columbia. The company also operates as TCM Canada through its membership in the TCM Group international collection network. Wiggins Adjustments has been operating since 1929.
Wiggins Adjustments doesn't own your debt. It collects on behalf of the creditor that hired it and earns a commission on the amount it recovers. If Wiggins Adjustments contacts you, it means a business you owe money to has sent your account to collections.
Ask for written verification of the debt before you share personal details or make a payment. You have the right to dispute the debt and complain to your provincial consumer protection office if Wiggins Adjustments breaks the rules.
What is Wiggins Adjustments?
Wiggins Adjustments Ltd., also known as TCM Canada, is a third-party collection agency. It collects consumer and commercial debts on behalf of businesses across Canada.
The head office is in Langley, BC, with offices in Calgary, Edmonton, Saskatoon, Winnipeg and Toronto.
Wiggins Adjustments is a shareholder of the TCM Group, an international debt collection network. This means it handles international collections as well as Canadian accounts.
Source: Wiggins Adjustments – About Us
Wiggins Adjustments was founded in 1929. The BBB lists the business start date as October 1, 1929.
Source: Better Business Bureau – Wiggins Adjustments Limited
Contact Wiggins Adjustments
Contact this debt collection agency to verify details, dispute the debt, or resolve your account.
Visit agency websiteWhy is Wiggins Adjustments calling me?
Wiggins Adjustments is calling because a business you owe money to hired it to collect. The original creditor decided to send your unpaid account to a collection agency rather than chase it themselves.
Sometimes the debt is genuine. Other times it's old, already settled, or belongs to someone else entirely.
Don't confirm anything over the phone. Ask for written verification first. Get the original creditor's name, the amount claimed, and your file number before you discuss anything or make a payment.
Source: Government of Canada (FCAC) – Dealing with a debt collector
Who does Wiggins Adjustments collect for?
Wiggins Adjustments collects for businesses of all sizes across many industries. The company's website lists the types of clients it works with.
Industry | Examples |
|---|---|
Private parking | Diamond Parking |
Professional services | Dentists, accountants, lawyers, engineering firms |
Utilities | Oil and utility companies |
Telecommunications | Not specified |
Municipal government | Municipalities, bylaw enforcement |
Healthcare | Medical and veterinary services |
Construction | Construction, industrial, landscaping |
Other | Insurance brokers, transportation, manufacturing |
Note: the companies listed above are gathered from user-submitted entries, consumer reports, online discussions, and public records. They do not represent confirmed contractual relationships with Wiggins Adjustments Ltd.
Based on BBB complaints and public reviews, the most common consumer complaints about Wiggins Adjustments involve private parking tickets, particularly from Diamond Parking.
Source: Better Business Bureau – Wiggins Adjustments Limited Complaints
If Wiggins Adjustments contacts you about a parking ticket, the same debt collection rules apply as for any other type of debt.
Companies that use Wiggins Adjustments for debt collection
Reported by consumers
Know another company Wiggins Adjustments collects for?
Wiggins Adjustments phone numbers
These numbers are commonly associated with Wiggins Adjustments:
| Phone number | Type |
|---|---|
| Main | |
| General | |
| General | |
| General | |
| General |
Got a call from a number not shown here?
If you receive a call from a different number claiming to be Wiggins Adjustments, verify the debt in writing and confirm the details before paying.
Is Wiggins Adjustments legitimate?
Yes. Wiggins Adjustments Ltd. is a legitimate, licensed collection agency that has been operating in Canada since 1929.
Wiggins Adjustments is BBB accredited with a B rating. The BBB accreditation dates back to March 15, 1990.
Source: Better Business Bureau – Wiggins Adjustments Limited
Wiggins Adjustments claims membership in ACA International (formerly the American Collectors Association) on its website. As of March 2026, no record of Wiggins Adjustments appears in ACA International's public member directory.
Is Wiggins Adjustments a licensed collection agency in Ontario?
Wiggins Adjustments Ltd. is registered in Ontario as a collection agency under the Collection and Debt Settlement Services Act. The table below shows confirmed licence records as of March 2026.
| Legal Name | Location | Licence number | Status | Expiry |
|---|---|---|---|---|
| Wiggins Adjustments Ltd. | Toronto, ON | 4741051 | Issued | Sep 28, 2026 |
Source: Government of Ontario – Search for a business licence (March 2026)
Is Wiggins Adjustments a licensed collection agency in Alberta?
Wiggins Adjustments Ltd. is registered in Alberta as a collection agency under the Collection and Debt Repayment Practices Regulation. The table below shows the confirmed licence record as of March 2026.
| Business Name | Trading As | Location | Bonded | Expiry |
|---|---|---|---|---|
| Wiggins Adjustments Ltd. | — | Edmonton, AB | Yes | Apr 30, 2026 |
Source: Service Alberta – Find out if a Business is Licenced (March 2026)
Is Wiggins Adjustments a licensed collection agency in British Columbia?
Wiggins Adjustments holds a debt collection licence in British Columbia issued by Consumer Protection BC.
Name | Licence number | Address | Status | Expiry |
|---|---|---|---|---|
Wiggins Adjustments Ltd | 17183 | 19985 68th Ave, Langley, BC | Issued | 2026-12-31 |
Wiggins Adjustments Ltd. | 75174 | 17904 105 Ave No. 201, Edmonton, AB | Issued | 2026-12-31 |
Source: Consumer Protection BC – Check a licence
What to do if Wiggins Adjustments calls you (step by step)
Step 1: Ask for written verification. Get the original creditor's name, the amount claimed, the date of last activity, and the account number. Don't confirm anything until you've reviewed everything in writing.
Step 2: Don't share personal details. No address, date of birth or banking information until you've confirmed the debt is yours.
Step 3: Check your own records. Pull your credit report from Equifax or TransUnion and compare it to what Wiggins Adjustments sent you.
Step 4: Dispute the debt in writing if it's wrong. Keep copies of everything you send.
Step 5: Negotiate if the debt is correct. You can offer a lump sum for less than the full amount or arrange a payment plan. Get any agreement in writing before you pay.
Step 6: Pay by a traceable method. Collection agencies like Wiggins Adjustments typically accept online banking, Interac e-Transfer, credit or debit card through their website, or in person at a bank branch. Always get a receipt.
Step 7: Talk to a Licensed Insolvency Trustee or non-profit credit counselling service if you owe the debt and can't pay.
Source: Government of Canada (FCAC) – Dealing with a debt collector
Only consider a loan or a line of credit if you can comfortably afford the repayments. If you're unsure what to do, speak to a non-profit credit counsellor or a Licensed Insolvency Trustee first.
Your rights when Wiggins Adjustments contacts you
Debt collection rules differ by province, but in Canada, there are regulations on what Wiggins Adjustments can do when they contact you.
Wiggins Adjustments can't make false or misleading statements, use profane or coercive language, or apply unreasonable pressure. Wiggins Adjustments can't keep contacting you at work after you've told them not to.
Every time Wiggins Adjustments contacts you, it has to identify itself.
Source: Government of Canada (FCAC) – Debt collection: know your rights
Red flags: how to spot a scam
Scammers sometimes impersonate debt collectors, including real companies like Wiggins Adjustments.
A scammer typically refuses to name the original creditor, threatens arrest, jail, or deportation, demands payment by e-transfer, gift card, or cryptocurrency, and refuses to send anything in writing.
Verify the debt using contact details from the official website before paying.
Source: Government of Canada (FCAC) – Dealing with a debt collector
What if the debt is old?
Every province has a time limit on how long a collection agency like Wiggins Adjustments can sue you for an unpaid debt.
| Province / Territory | Limitation period |
|---|---|
| Ontario, BC, Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia | 2 years |
| Quebec | 3 years |
| Newfoundland and Labrador, PEI, Northwest Territories, Nunavut, Yukon | 6 years |
Once the limitation period expires, Wiggins Adjustments can still sue you, but you can raise the expired limitation period as a defence. If you do, the court will dismiss the case.
Making a payment or acknowledging the debt in writing restarts the limitation period, but only if it hasn't already expired. If you're unsure whether a debt is still within the limitation period, get legal advice before making any payment.
These limitation periods apply to most consumer debts like credit cards, lines of credit, and personal loans. Different rules may apply to government debts, court judgments, or secured debts like mortgages.
For more information, read our guide about debt statute of limitations.
How to stop Wiggins Adjustments from calling
If you want phone calls to stop, send Wiggins Adjustments a written request. It won't erase the debt or prevent legal action, but it stops repeated calls, depending on your province.
Copy and paste this template:
Hello,
I request that you stop contacting me by phone regarding this account and communicate with me only in writing.
Please send written verification of the debt, including:
- The original creditor name
- The amount claimed
- A breakdown of principal, interest and fees
- The account reference number
- The date of last activity on the account
Do not contact me at my workplace.
Thank you,
[Your full name]
[Your mailing address or email]
[Your phone number (optional)]
[Date]
Note: Check your province's rules for any requirements to stop contact.
Source: Government of Canada (FCAC) - Dealing with a debt collector
How to file a complaint about Wiggins Adjustments
If Wiggins Adjustments doesn't follow the debt collection rules, contact the consumer protection authority in your province.
Before filing, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.
For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.
You can also file a complaint through the Better Business Bureau (BBB).
Wiggins Adjustments locations
Locations that Wiggins Adjustments operate in:
Provinces served
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Northwest Territories
- Nova Scotia
- Nunavut
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Yukon
Legal Name
Wiggins Adjustments Ltd.
Also known as
TCM Canada
TCM Group
Common variations
People sometimes search for this agency under slightly different names or misspellings. These are the most common variations we see.
Wiggins Adjustment
FAQs
Wiggins Adjustments can't garnish your wages or freeze your bank account on its own. It needs to take you to court first and get a judgment.
Only after a court order can a collection agency pursue wage garnishment or bank seizure.
Source: Government of Canada (FCAC) – Dealing with a debt collector
Wiggins Adjustments can contact your family or employer only to get your contact information. They're not allowed to discuss your debt with them. Once Wiggins Adjustments has your contact details, it has to stop contacting other people.
If Wiggins Adjustments keeps calling your family or workplace about the debt itself, file a complaint with your provincial consumer protection office.
No. Collection agencies like Wiggins Adjustments must follow provincial rules around phone calls.
In most provinces, calls are restricted to between 7 a.m. and 9 p.m. Monday to Saturday, with no calls on Sundays or statutory holidays. The exact rules vary by province.
Yes. Wiggins Adjustments reports to both Equifax and TransUnion. The company's FAQ page states it reports delinquent accounts 45 to 60 days after receiving the file.
A collection entry stays on your credit report for 6 years from the date of last activity in most provinces.
Source: Wiggins Adjustments – FAQ and Equifax Canada – How long does information stay on my credit report?
Yes. Wiggins Adjustments can accept a lump-sum payment for less than the full balance or set up a payment plan. Get any agreement in writing before you pay.
Make sure the written agreement states the debt is settled in full if you're paying less than the total amount. Pay by a traceable method and keep your receipt.
Probably. The most common consumer complaints about Wiggins Adjustments are about private parking tickets, particularly those issued by Diamond Parking.
If Wiggins Adjustments is calling about a parking ticket, the same provincial debt collection rules apply. Ask for written verification and confirm the ticket details before paying.
Contact Equifax or TransUnion directly and file a dispute. The credit bureau has to investigate within 30 days.
At the same time, send Wiggins Adjustments a written dispute letter with copies of any evidence showing the debt is incorrect.
If the debt is verified as incorrect, the credit bureau must remove it.
Yes. Wiggins Adjustments Ltd. operates as the Canadian member of the TCM Group, an international debt collection network. If you receive a collection notice from TCM Canada, it's Wiggins Adjustments. The head office is at 19985 68th Avenue, Langley, BC.
If Wiggins Adjustments is contacting you and you're not sure what to do, call your province's consumer protection office. They handle complaints for free.
Other collection agencies in Canada
Joe launched CollectionAgencies.ca in 2025. He maintains the directory, researches collection agencies across Canada, and manages the site's editorial content. Agency listings are sourced from provincial licensing records and legislation.