Northstar Location Services

What is Northstar Location Services Inc.?

Northstar Location Services Inc. is a debt collection agency that helps businesses recover unpaid debts.

They've been in business for over 50 years and are based in Fort Erie, Ontario. Northstar works with clients all over Canada and handles debt collection for many different industries.

They collect debts for all kinds of organizations, including banks, phone and internet companies, government offices, hospitals, utility companies, schools, credit card companies, and retail stores.

Many people say that Northstar is persistent when collecting a debt.

Why is Northstar Location Services Inc. calling me?

If Northstar Location Services Inc. has called you, it's probably because they're trying to collect a debt for a creditor that you owe money to.

If you're not sure why they're calling, ask them to send you proof of the debt in writing before you give out any personal details or make a payment.

Northstar Location Services Inc. collects for:

• Ally Financial
• Discover
• Navient (student loans)
• Citibank
• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Government agencies
• Healthcare providers and hospitals
• Utilities (hydro, gas, water)
• Education and student loans
• Commercial businesses
• Credit card companies
• Retail stores

Is Northstar Location Services Inc. a legitimate collection agency?

Yes, Northstar Location Services Inc. is a legitimate debt collection agency.

Northstar Location Services Inc. is a member of industry associations, including the Canadian Society of Collection Agencies.

Scammers sometimes pretend to be collection agencies, so make sure you get proof of any debt in writing before you pay anything.

Your rights when a debt collection agency like Northstar Location Services Inc. contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Northstar Location Services Inc. contacts you

1. Ask for written verification of the debt.
2. Request written proof before acknowledging the debt, answering questions, supplying any information, or paying.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe the debt, dispute it and request written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free advice.