Allied International Credit Corp (AIC)

What is Allied International Credit Corp (AIC)?

Allied International Credit Corp (AIC) is a debt collection agency that helps businesses recover unpaid debts. They operate in Canada with offices in Barrie, Ontario, and Montreal, Quebec, serving clients across multiple provinces.

They work with a variety of creditors, including telecommunications companies, banks, credit card companies, and utilities. Many consumers report that AIC is persistent with phone calls but also willing to consider payment plans and settlements.

AIC offers online account management tools to check balances, make payments, and set up payment plans, aiming to help people manage their debts more easily.

Why is Allied International Credit Corp (AIC) calling me?

If you’ve received a call, voicemail, or letter from Allied International Credit Corp (AIC), it usually means they’re trying to recover an unpaid debt on behalf of a creditor.

If you’re unsure why they’re calling, ask for written verification of the debt before sharing any personal information or making a payment.

Allied International Credit Corp (AIC) collects for:

• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Credit card companies
• Utilities (hydro, gas, water)
• Government agencies
• Healthcare providers and hospitals
• Education and student loans
• Commercial businesses
• Retail stores

Is Allied International Credit Corp (AIC) a legitimate collection agency?

Yes, Allied International Credit Corp (AIC) is a legitimate debt collection agency. They have been operating for several years with offices in Canada and hold licenses in multiple provinces including Ontario, Quebec, Alberta, and British Columbia. However, scammers sometimes impersonate collection agencies, so always verify any debt in writing before paying.

Your rights when a debt collection agency like Allied International Credit Corp (AIC) contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Ask for written proof before answering questions, providing personal information, or paying anything.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Allied International Credit Corp (AIC) contacts you

1. Ask for written verification of the debt.
2. Don't acknowledge that you owe the debt or supply sensitive information until you've verified it.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe money, dispute the debt and ask for written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free advice.