What is Allied International Credit Corp (AIC)?
Allied International Credit Corp (AIC) is a debt collection agency that helps businesses recover unpaid debts. They operate in Canada with offices in Barrie, Ontario, and Montreal, Quebec, serving clients across multiple provinces.
They work with a variety of creditors, including telecommunications companies, banks, credit card companies, and utilities.
Many consumers report that AIC is persistent with phone calls but also willing to consider payment plans and settlements.
AIC offers online account management tools to check balances, make payments, and set up payment plans.
Why is Allied International Credit Corp (AIC) calling me?
If you've received a call, voicemail, or letter from Allied International Credit Corp (AIC), it usually means they're trying to recover an unpaid debt on behalf of a creditor.
If you're unsure why they're calling, ask for written verification of the debt before sharing any personal information or making a payment.
Allied International Credit Corp (AIC) phone numbers
We called each of these numbers to confirm it reaches Allied International Credit Corp (AIC). Select a number to see call reports and what to do if they contact you.
| Phone number | Type |
|---|---|
| Main | |
| User Reported | |
| User Reported | |
| User Reported |
Some numbers are submitted by users. We call to verify each one and recheck periodically, but numbers can change.
If you receive a call from a different number claiming to be Allied International Credit Corp (AIC), verify the debt in writing and confirm the details before paying.
Allied International Credit Corp (AIC) collects for:
- Telecommunications companies (phone, internet, cable)
- Banks and financial institutions
- Credit card companies
- Utilities (hydro, gas, water)
- Government agencies
- Healthcare providers and hospitals
- Education and student loans
- Commercial businesses
- Retail stores
Companies that use Allied International Credit Corp (AIC) for debt collection
Submitted by consumers. We try to verify these reports but cannot always confirm them.
Know another company Allied International Credit Corp (AIC) collects for?
Is Allied International Credit Corp (AIC) a legitimate collection agency?
Yes, Allied International Credit Corp (AIC) is a legitimate debt collection agency and is legally authorized to operate across nearly every province and territory in Canada. They display their permit and licence numbers in the footer of their website.
Province / Territory | Permit number | Location |
|---|---|---|
Alberta | 304194 | Barrie |
British Columbia | 17036 | Barrie |
British Columbia | 33877 | Montreal |
Manitoba | 79742 | Barrie |
New Brunswick | 22750 | Barrie |
New Brunswick | 32286 | Montreal |
Newfoundland and Labrador | 23-15-B1009-1 | Barrie |
Northwest Territories | 26-021 | Barrie |
Nova Scotia | 2025-374491 | Barrie |
Nunavut | 25-035 | Barrie |
Ontario | 4671817 | Barrie |
Prince Edward Island | 3463 | Barrie |
Quebec | 400514 | Montreal |
Saskatchewan | 917954 | Barrie |
Saskatchewan | 917954 | Montreal |
Yukon | A219-5-20 | Barrie |
Will Allied International Credit Corp (AIC) affect my credit score?
A collection account from Allied International Credit Corp (AIC) will severely damage your credit score once it's reported to Equifax or TransUnion.
It stays on your credit report for 6 years from the date of your first missed payment, known as the date of first delinquency. Paying it won't remove the mark from your credit file but updates the status to paid, which looks better to future lenders.
Source: Equifax Canada – How long does information stay on my credit report
What to do if Allied International Credit Corp (AIC) calls you (step by step)
What if the debt is old?
Every province has a time limit on how long a collection agency like Allied International Credit Corp (AIC) can sue you for an unpaid debt.
Ontario, BC, Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia
Quebec
Newfoundland and Labrador, PEI, Northwest Territories, Nunavut, Yukon
Once the limitation period expires, Allied International Credit Corp (AIC) can still sue you, but you can raise the expired limitation period as a complete defence. The defence isn't automatic. You have to file a defence in court and plead the expired limitation period. If you don't, the court will grant default judgment as if the limitation didn't apply.
Making a payment or acknowledging the debt in writing restarts the limitation period, but only if it hasn't already expired.
These limitation periods apply to most consumer debts like credit cards, lines of credit, and personal loans. Different rules may apply to government debts, court judgments, or secured debts like mortgages.
For more information, read our guide about debt statute of limitations.
How to stop calls from Allied International Credit Corp (AIC)
Sometimes, you can stop collection calls from a collection agency by sending a cease and desist letter. Once Allied International Credit Corp (AIC) receive it, they have to stop calling. The debt doesn't go away, and they can still take legal action. You can use our cease and desist letter templates.
Provincial law doesn't give you this right in Manitoba, Saskatchewan, Newfoundland and Labrador, Prince Edward Island or the Yukon.
Regardless of province, if the debt's on a loan, line of credit, or credit card, send the letter by registered mail under federal law. Federal law is the only law in Canada that also stops an original creditor's in-house collectors, not just a collection agency. You can send it to your original creditor and its collection agent, a collection agency or a law firm.
If Allied International Credit Corp (AIC) is making collection calls to you from its Ontario location, then you can send a cease and desist letter available under Ontario's law.
Restrictions on calls to your workplace
Many provinces and territories place restrictions on collection agencies when they attempt to call you at your workplace.
How to file a complaint about Allied International Credit Corp (AIC)
In Canada, debt collection is regulated province by province, not federally. The rules ban harassment, calling outside set hours, discussing your debt with your family or employer, and threatening legal action they have no intention of taking.
Source: Government of Canada (FCAC) – Debt collection: know your rights
If you think Allied International Credit Corp (AIC) is breaking any debt collection or privacy laws, contact the consumer protection authority in your province.
Before making a written complaint, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.
Some consumer protection agencies regulating the conduct of collection agencies will not process your complaint unless you first send a written complaint to the collection agency summarizing the conduct in question and making a request for remedial action.
For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.
Accreditations
Legal Name
Bill Gosling Outsourcing Corp.
Allied International Credit
Société Internationale de Recouvrement Allied
AIC Credit
People sometimes search for this agency under slightly different names or misspellings. These are the most common variations we see.
AIC Collection Agency