Go Beyond Collection Agency

What is Go Beyond Collection Agency?

Go Beyond Collection Agency is a debt collection agency that helps businesses recover unpaid debts.

They are based in Hamilton, Ontario, but work with clients across several provinces in Canada, including Ontario, Alberta, British Columbia, Manitoba, and Saskatchewan.

Go Beyond Collection Agency has been in business for more than 15 years and collects debts for a wide range of companies. This includes everything from landlords and property managers to medical offices, banks, law firms, and even trucking companies.

A lot of people say Go Beyond Collection Agency can be persistent with phone calls.

Why is Go Beyond Collection Agency calling me?

If Go Beyond Collection Agency has called you, it's usually because they're trying to collect a debt on behalf of another company.

If you're not sure why they're reaching out, ask them to send you something in writing that explains the debt before you give out any personal details or make a payment.

Go Beyond Collection Agency collects for:

• Commercial businesses
• Residential and condo property management
• Hydro and sub-metering solutions
• Fitness and health clubs
• Banks and credit unions
• Financing and loan companies
• Medical and dental practices (dentists, denturists, orthodontists)
• Law firms
• Trucking companies
• Ontario Veterinary Medical Association (OVMA) members
• Utilities (hydro, gas, water)
• Education and student loans
• Credit card companies
• Retail stores

Is Go Beyond Collection Agency a legitimate collection agency?

Yes, Go Beyond Collection Agency is a legitimate collection agency with more than fifteen years of experience. They are licensed and bonded to work in several provinces across Canada.

But keep in mind that scammers sometimes pretend to be collection agencies. To protect yourself, always ask for written proof of the debt before you talk about it or pay anything.

Your rights when a debt collection agency like Go Beyond Collection Agency contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Make sure you get written proof before you answer any questions, share personal information, or pay any money.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Go Beyond Collection Agency contacts you

1. Ask for written verification of the debt.
2. Don't say you owe the debt or give out any sensitive information until you've checked that the debt is real.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe the money, dispute the debt and request written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free advice.