Go Beyond Collection Agency

What is Go Beyond Collection Agency?

Go Beyond Collection Agency is a debt collection agency that helps businesses recover unpaid debts. They operate primarily in Canada, with offices in Hamilton, Ontario, and serve clients across multiple provinces including Ontario, Alberta, British Columbia, Manitoba, and Saskatchewan.

They have been in business for over fifteen years and collect debts for a wide range of industries. These include commercial collections, landlords, medical and dental practices, veterinary services, trucking, property management, banks, credit unions, financing companies, law firms, and more. Many consumers report that Go Beyond Collection Agency is persistent with phone calls.

Why is Go Beyond Collection Agency calling me?

If you’ve received a call from Go Beyond Collection Agency, it usually means they’re trying to recover an unpaid debt on behalf of a creditor.

If you’re unsure why they’re calling, ask for written verification of the debt before sharing any personal information or making a payment.

Go Beyond Collection Agency collects for:

• Commercial businesses
• Residential and condo property management
• Hydro and sub-metering solutions
• Fitness and health clubs
• Banks and credit unions
• Financing and loan companies
• Medical and dental practices (dentists, denturists, orthodontics)
• Law firms
• Trucking companies
• Ontario Veterinary Medical Association (OVMA) members
• Utilities (hydro, gas, water)
• Education and student loans
• Credit card companies
• Retail stores

Is Go Beyond Collection Agency a legitimate collection agency?

Yes, Go Beyond Collection Agency is a legitimate debt collection agency with over fifteen years of experience. They are licensed and bonded to operate in multiple Canadian provinces. However, scammers sometimes impersonate collection agencies, so always verify any debt in writing before paying.

Your rights when a debt collection agency like Go Beyond Collection Agency contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Ask for written proof before answering questions, providing personal information, or paying anything.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Go Beyond Collection Agency contacts you

1. Ask for written verification of the debt.
2. Don't acknowledge that you owe the debt or supply sensitive information until you've verified it.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe money, dispute the debt and ask for written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free advice.