Allied International Credit Corp (AIC)

What is Allied International Credit Corp (AIC)?

Allied International Credit Corp (AIC) is a debt collection agency that helps businesses recover unpaid debts. They operate in Canada with offices in Barrie, Ontario, and Montreal, Quebec, serving clients across multiple provinces.

They work with a variety of creditors, including telecommunications companies, banks, credit card companies, and utilities.

Many consumers report that AIC is persistent with phone calls but also willing to consider payment plans and settlements.

AIC offers online account management tools to check balances, make payments, and set up payment plans.

Why is Allied International Credit Corp (AIC) calling me?

If you've received a call, voicemail, or letter from Allied International Credit Corp (AIC), it usually means they're trying to recover an unpaid debt on behalf of a creditor.

If you're unsure why they're calling, ask for written verification of the debt before sharing any personal information or making a payment.

Allied International Credit Corp (AIC) collects for:

• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Credit card companies
• Utilities (hydro, gas, water)
• Government agencies
• Healthcare providers and hospitals
• Education and student loans
• Commercial businesses
• Retail stores

Is Allied International Credit Corp (AIC) a legitimate collection agency?

Yes, Allied International Credit Corp (AIC) is a legitimate debt collection agency and is legally authorized to operate across nearly every province and territory in Canada. They display their permit and licence numbers in the footer of their website.

Scammers often pretend to be collection agencies. Always check in writing about any debt before paying, and never rush to pay without making sure it's real.

Your rights when a debt collection agency like Allied International Credit Corp (AIC) contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during designated hours, typically between 7 AM and 9 PM (though specific times vary by province).
• They are not allowed to make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors are not allowed to use threatening, profane, intimidating, or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Request written proof before responding to questions, sharing personal information, or making payments.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Allied International Credit Corp (AIC) contacts you

1. Ask for written verification of the debt.
2. Don't acknowledge that you owe the debt or supply sensitive information until you've verified it.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe the money, dispute the debt and request written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free debt advice.