Canadian Credit Protection Corporation

What is Canadian Credit Protection Corporation?

Canadian Credit Protection Corporation is a debt collection agency that helps businesses recover unpaid debts. They operate across Canada, with a focus on provinces like Ontario.

They collect debts for a variety of creditors, including landlords and companies like Imperial Parking. Many consumers report they are persistent with phone calls.

The company has been around since at least 2010, according to website copyright information.

Why is Canadian Credit Protection Corporation calling me?

If you’ve received a call from Canadian Credit Protection Corporation, it usually means they’re trying to recover an unpaid debt on behalf of a creditor.

If you’re unsure why they’re calling, ask for written verification of the debt before sharing any personal information or making a payment.

Canadian Credit Protection Corporation collects for:

• Landlords and property management companies
• Parking services (e.g., Imperial Parking)
• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Government agencies
• Healthcare providers and hospitals
• Utilities (hydro, gas, water)
• Education and student loans
• Commercial businesses
• Credit card companies
• Retail stores

Is Canadian Credit Protection Corporation a legitimate collection agency?

Yes, Canadian Credit Protection Corporation is a legitimate debt collection agency established at least by 2010. Their employees and branches are licensed with provincial governing ministries. However, scammers sometimes impersonate collection agencies, so always verify any debt in writing before paying.

Your rights when a debt collection agency like Canadian Credit Protection Corporation contacts you

Debt collectors and collection agencies must follow a code of conduct outlining what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Ask for written proof before answering questions, providing personal information, or paying anything.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Canadian Credit Protection Corporation contacts you

1. Ask for written verification of the debt.
2. Don't acknowledge that you owe the debt or supply sensitive information until you've verified it.
3. If you want the phone calls to stop, you can request in writing that the collection agency stop calling, but this won't prevent further legal action.
4. If you don't think you owe money, dispute the debt and ask for written proof.
5. Consider speaking with a Licensed Insolvency Trustee for free advice.