Canadian Credit Protection Corporation

What is Canadian Credit Protection Corporation?

Canadian Credit Protection Corporation is a debt collection agency that works with businesses to collect unpaid debts. They operate throughout Canada, especially in provinces such as Ontario.

They collect debts for all kinds of creditors, from landlords to companies like Imperial Parking. Many people say they can be quite persistent with phone calls.

According to their website, the company has been operating since at least 2010.

Why is Canadian Credit Protection Corporation calling me?

If you get a call from Canadian Credit Protection Corporation, it usually means they are trying to collect a debt for someone you may owe money to.

If you are not sure why they are calling, ask them to send you written proof of the debt before you share any personal details or make a payment.

Canadian Credit Protection Corporation collects for:

• Landlords and property management companies
• Parking services (e.g., Imperial Parking)
• Telecommunications companies (phone, internet, cable)
• Banks and financial institutions
• Government agencies
• Healthcare providers and hospitals
• Utilities (hydro, gas, water)
• Education and student loans
• Commercial businesses
• Credit card companies
• Retail stores

Is Canadian Credit Protection Corporation a legitimate collection agency?

Yes, Canadian Credit Protection Corporation is a real debt collection agency that has been around since at least 2010. Still, it is a good idea to double-check any debt in writing before you pay, since scammers sometimes pretend to be collection agencies.

Your rights when a debt collection agency like Canadian Credit Protection Corporation contacts you

Debt collectors have to follow certain rules about what they can and cannot do:

• Every time a debt collector contacts you, they must identify themselves.
• Debt collectors can only contact you during specified hours, usually between 7 AM and 9 PM (but exact times depend on your province)
• They cannot make false or misleading representations to collect a debt.
• Debt collectors may not harass, threaten or intimidate you.
• Debt collectors may not use threatening, profane, intimidating or coercive language.
• Debt collectors may not apply undue, excessive or unreasonable pressure.
• Ask for written proof of the debt before you answer questions, give out personal information, or pay anything.
• A debt collector can't contact you at work once you've told them not to.

What to do if a debt collection agency like Canadian Credit Protection Corporation contacts you

1. Ask for written verification of the debt.
2. Do not say you owe the debt or share any sensitive information until you have confirmed it is real.
3. If you want the phone calls to stop, you can write to the collection agency and ask them to stop calling you. Keep in mind this does not stop them from taking other steps to collect the debt.
4. If you do not believe you owe the money, let them know you are disputing the debt and ask for written proof.
5. You might also want to talk to a Licensed Insolvency Trustee. They can give you free advice about your options.