What is Canadian Credit Protection Corporation?
Canadian Credit Protection Corporation is a debt collection agency that works with businesses to collect unpaid debts. They operate throughout Canada, especially in provinces such as Ontario.
They collect debts for all kinds of creditors, from landlords to companies like Imperial Parking. Many people say they can be quite persistent with phone calls.
According to their website, the company has been operating since at least 2010.
Contact Canadian Credit Protection Corporation
1-866-926-9744
Contact this debt collection agency to verify details, dispute the debt or resolve your account.
Visit agency websiteWhy is Canadian Credit Protection Corporation calling me?
If you get a call from Canadian Credit Protection Corporation, it usually means they are trying to collect a debt for someone you may owe money to.
If you are not sure why they are calling, ask them to send you written proof of the debt before you share any personal details or make a payment.
Canadian Credit Protection Corporation collects for:
- Landlords and property management companies
- Parking services (e.g., Imperial Parking)
- Telecommunications companies (phone, internet, cable)
- Banks and financial institutions
- Government agencies
- Healthcare providers and hospitals
- Utilities (hydro, gas, water)
- Education and student loans
- Commercial businesses
- Credit card companies
- Retail stores
Companies that use Canadian Credit Protection Corporation for debt collection
Submitted by consumers. We try to verify these reports but cannot always confirm them.
Know another company Canadian Credit Protection Corporation collects for?
Canadian Credit Protection Corporation phone numbers
These numbers are commonly associated with Canadian Credit Protection Corporation:
| Phone number | Type |
|---|---|
| Main | |
| Local Office | |
| Local Office | |
| Local Office |
Some numbers are submitted by users. We call to verify each one and recheck periodically, but numbers can change.
Got a call from a number not shown here?
If you receive a call from a different number claiming to be Canadian Credit Protection Corporation, verify the debt in writing and confirm the details before paying.
Is Canadian Credit Protection Corporation a legitimate collection agency?
Yes, Canadian Credit Protection Corporation is a real debt collection agency that has been around since at least 2010.
It is a good idea to double check any debt in writing before you pay, since scammers sometimes pose as collection agencies.
Will Canadian Credit Protection Corporation affect my credit score?
A collection account from Canadian Credit Protection Corporation will severely damage your credit score once it's reported to Equifax or TransUnion.
It stays on your credit report for 6 years from the date of your first missed payment. Paying it won't remove the mark from your credit file but updates the status to paid, which looks better to future lenders.
Check your own report to see whether Canadian Credit Protection Corporation has reported the account and whether the information is correct.
What to do if Canadian Credit Protection Corporation calls you (step by step)
Step 1: Ask for written verification. Get the original creditor's name, amount, account number and the date of last activity. Don't confirm anything until you've reviewed it in writing.
Step 2: Don't share personal details. No address, date of birth or banking information until you've confirmed the debt is yours.
Step 3: Check your credit report to see what Canadian Credit Protection Corporation has reported about you. Get your free credit score and report with Borrowell.
Step 4: Dispute the debt in writing if it's wrong. Keep copies of everything you send.
Step 5: Check the statute of limitations in your province before you pay or acknowledge the debt in writing.
Step 6: Settle if the debt is correct. Sometimes, Canadian Credit Protection Corporation might accept a one-time lump sum for less than the full balance. Get any agreement in writing before you pay.
Step 7: Pay by a traceable method like online banking, e-Transfer, or card. Get a receipt.
Step 8: Get help if you can't pay. Talk to a Licensed Insolvency Trustee or non-profit credit counsellor.
Source: Government of Canada (FCAC) – Dealing with a debt collector
Not in Ontario, Alberta, BC, Nunavut or the NWT? Find a trustee in your province
What if the debt is old?
Every province has a time limit on how long a collection agency like Canadian Credit Protection Corporation can sue you for an unpaid debt.
| Province / Territory | Limitation period |
|---|---|
| Ontario, BC, Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia | 2 years |
| Quebec | 3 years |
| Newfoundland and Labrador, PEI, Northwest Territories, Nunavut, Yukon | 6 years |
Once the limitation period expires, Canadian Credit Protection Corporation can still sue you, but you can raise the expired limitation period as a complete defence. The defence isn't automatic. You have to file a defence in court and plead the expired limitation period. If you don't, the court will grant default judgment as if the limitation didn't apply.
Making a payment or acknowledging the debt in writing restarts the limitation period, but only if it hasn't already expired.
These limitation periods apply to most consumer debts like credit cards, lines of credit, and personal loans. Different rules may apply to government debts, court judgments, or secured debts like mortgages.
For more information, read our guide about debt statute of limitations.
How to stop calls from Canadian Credit Protection Corporation
Send Canadian Credit Protection Corporation a cease and desist letter. Once they receive it, they have to stop phoning. The debt doesn't go away, and they can still take legal action.
Use our cease and desist letter templates
Provincial law doesn't give you this right in Manitoba, Saskatchewan, Newfoundland and Labrador, Prince Edward Island or the Yukon.
However, if the debt's on a loan, line of credit, or credit card, send the letter by registered mail under federal law. If Canadian Credit Protection Corporation is physically based in Ontario, use Ontario's law instead.
Read more: How to stop collection calls in Canada.
How to file a complaint about Canadian Credit Protection Corporation
If you think that Canadian Credit Protection Corporation is breaking any debt collection rules, contact the consumer protection authority in your province.
Before filing, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.
For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.
Accreditations
Canadian Credit Protection Corporation locations
Locations that Canadian Credit Protection Corporation operate in:
Provinces served
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Northwest Territories
- Nova Scotia
- Nunavut
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Yukon
Legal Name
Canadian Credit Protection Corporation (CCPC)
Other collection agencies in Canada
Joe launched CollectionAgencies.ca in 2025. He has worked in Canadian personal finance since 2023. He maintains the directory, researches collection agencies across Canada and manages the site's editorial content. Agency listings are sourced from provincial licensing records and legislation.