What Collection Agency Does Ontario Ministry of Transportation Use?

Last updated: February 2026

If you have an unpaid account with Ontario Ministry of Transportation, your debt can be assigned to a third-party collection agency.

AgencySource
Financial Debt Recovery (FDR)Consumer reported

Based on user submitted entries, consumer reports and public records. They don't represent confirmed business relationships with Ontario Ministry of Transportation. Always verify the agency's identity before making any payment.

What happens if you owe Ontario Ministry of Transportation money?

Ontario Ministry of Transportation will attempt to collect internally first with reminder letters, phone calls, text messages and emails.

If the account stays unpaid after 90 to 180 days, Ontario Ministry of Transportation assigns or sells the debt to a collection agency. The agency then contacts you directly.

Why is Ontario Ministry of Transportation sending me to collections?

Unpaid bills, outstanding account balances, or unresolved charges. Accounts typically go to collections after 90 to 180 days of non-payment.

What to do if Ontario Ministry of Transportation sends you to collections

  • Don't acknowledge the debt or make a payment until you've confirmed it's legitimate.
  • Request written verification: the original creditor's name (Ontario Ministry of Transportation), the account reference, and the total amount.
  • Cross-check the amount against your Ontario Ministry of Transportation records.
  • If valid: pay in full, negotiate a settlement or set up a payment plan.
  • If you don't recognise the debt, dispute it in writing.

Can I deal with Ontario Ministry of Transportation directly?

Sometimes. Contact Ontario Ministry of Transportation's customer service or billing department. Some companies will recall accounts from collections if you arrange payment directly with them.

Will this affect my credit score?

Yes. A collection entry from an unpaid Ontario Ministry of Transportation account lowers your credit score and stays on your report for 6 years from the date of last activity in most provinces.

What Collection Agency Does Ontario Ministry of Transportation Use? | CollectionAgencies.ca