At a glance Bill Gosling Outsourcing Corp. is a Canadian outsourcing company that recovers unpaid debts through first-party and third-party collection services. The company also operates under the trading name Allied International Credit Corp (AIC).
Bill Gosling Outsourcing is headquartered in Barrie, Ontario, with offices in London, Ontario and Montreal, Quebec.
If Bill Gosling Outsourcing contacts you, don't confirm anything over the phone. Ask for written verification of the debt first.
What is Bill Gosling Outsourcing?
Bill Gosling Outsourcing Corp. is a business process outsourcing company that recovers unpaid debts on behalf of creditors. The company says it has been in business since 1955.
The current corporate entity, Bill Gosling Outsourcing Corp., was incorporated in 2007. The company also operates under the name Allied International Credit Corp (AIC).
Source: BBB – Bill Gosling Outsourcing Corp
Debt collection is one part of what Bill Gosling Outsourcing does. The company also runs customer service call centres and sales operations for clients in banking, financial services, telecoms and utilities.
Contact Bill Gosling Outsourcing
Contact this debt collection agency to verify details, dispute the debt, or resolve your account.
Visit agency websiteWhy is Bill Gosling Outsourcing calling me?
If Bill Gosling Outsourcing is calling, a creditor has handed your unpaid account to them for collection.
The call could also be about an old debt you've forgotten about, an account sent to Bill Gosling Outsourcing by mistake, or a scam using their name.
Bill Gosling Outsourcing handles both first-party and third-party collections. In first-party work, the agent calls using the creditor's own name. In third-party work, they may call as Bill Gosling Outsourcing or Allied International Credit.
Ask for written proof of the debt before you confirm any personal details or agree to pay.
Who does Bill Gosling Outsourcing collect for?
Bill Gosling Outsourcing collects debts for creditors across banking, financial services, telecom, utilities, insurance and government sectors. The company doesn't publicly name its Canadian creditor clients.
Because Bill Gosling Outsourcing runs first-party programs, you won't always hear their name when they call. The agent calls as the creditor. You'd only know Bill Gosling Outsourcing was involved if you asked who was handling the call.
If the creditor name isn't familiar, check your credit report with Equifax or TransUnion before responding.
Know another company Bill Gosling Outsourcing collects for?
Bill Gosling Outsourcing phone numbers
These numbers are commonly associated with Bill Gosling Outsourcing:
| Phone number | Type |
|---|---|
| Main |
Got a call from a number not shown here?
If you receive a call from a different number claiming to be Bill Gosling Outsourcing, verify the debt in writing and confirm the details before paying.
Is Bill Gosling Outsourcing legitimate?
Yes. Bill Gosling Outsourcing Corp. says it has been in business since 1955. The current corporate entity was incorporated in 2007.
The company is BBB accredited with an A+ rating. Bill Gosling Outsourcing has held that accreditation since August 2016.
Source: BBB – Bill Gosling Outsourcing Corp
As of March 2026, Bill Gosling Outsourcing has employees across seven countries and is a member of the Canadian Society of Collection Agencies (CSCA).
Some scammers pose as collection agencies. If someone claims to be from Bill Gosling Outsourcing, ask for written proof of the debt before paying.
Is Bill Gosling Outsourcing the same as Allied International Credit?
Yes. Bill Gosling Outsourcing Corp. also operates under the trading name Allied International Credit Corp (AIC). In Quebec, the company is registered as Societe Internationale de Recouvrement Allied.
If you see "Allied International Credit" on your credit report or a collection notice, that's Bill Gosling Outsourcing. They're part of the same company.
Is Bill Gosling Outsourcing a licensed collection agency in Ontario?
Bill Gosling Outsourcing Corp., operating as Allied International Credit Corp (AIC), is registered in Ontario as a collection agency under the Collection and Debt Settlement Services Act. The table below shows confirmed licence records as of March 2026.
Legal Name | Location | Licence number | Status | Expiry |
|---|---|---|---|---|
Barrie, ON | 4671817 | Issued | Sep 3, 2027 |
Source: Government of Ontario – Search for a business licence
Is Bill Gosling Outsourcing a licensed collection agency in Alberta?
BILL Gosling Outsourcing Corp. is registered in Alberta as a collection agency under the Collection and Debt Repayment Practices Regulation. The table below shows the confirmed licence record as of March 2026.
| Business Name | Trading As | Location | Bonded | Expiry |
|---|---|---|---|---|
| BILL Gosling Outsourcing Corp. | Allied International Credit And/or Societe Internationale DE Recouvrement Allied | — | Yes | Dec 31, 2026 |
Source: Service Alberta – Find out if a Business is Licenced (March 2026)
Is Bill Gosling Outsourcing a licensed collection agency in Quebec?
BILL Gosling Outsourcing Corp. is registered in Québec as a collection agency and operates under the Consumer Protection Act, with oversight from the Office de la protection du consommateur (OPC). The table below shows the confirmed licence record as of March 2026.
| Legal Name | Location | Permit number |
|---|---|---|
| BILL Gosling Outsourcing Corp. | Montréal, QC | 400514 |
Source: Office de la protection du consommateur (March 2026)
Is Bill Gosling Outsourcing a licensed collection agency in British Columbia?
Bill Gosling Outsourcing Corp. holds two debt collection licences in British Columbia issued by Consumer Protection BC. The licences are registered under the trading name Credit International Allied.
The table below shows the confirmed licence records as of March 2026.
Name | Trading as | Location | Licence number | Status | Expiry |
|---|---|---|---|---|---|
Bill Gosling Outsourcing Corp. | Credit International Allied | Montreal, QC | 33877 | Issued | Dec 31, 2026 |
Bill Gosling Outsourcing Corp. | Credit International Allied | Barrie, ON | 17036 | Issued | Dec 31, 2026 |
Source: Consumer Protection BC – Check a licence
What to do if Bill Gosling Outsourcing calls you (step by step)
Step 1: Ask for written verification. Get the original creditor's name, the amount claimed, the date of last activity, and the account number. Don't confirm anything until you've reviewed everything in writing.
Step 2: Don't share personal details. No address, date of birth or banking information until you've confirmed the debt is yours.
Step 3: Check your own records. Pull your credit report from Equifax or TransUnion and compare it to what Bill Gosling Outsourcing sent you.
Step 4: Dispute the debt in writing if it's wrong. Keep copies of everything you send.
Step 5: Negotiate if the debt is correct. You can offer a lump sum for less than the full amount or arrange a payment plan. Get any agreement in writing before you pay.
Step 6: Pay by a traceable method. Collection agencies like Bill Gosling Outsourcing typically accept online banking, Interac e-Transfer, credit or debit card through their website, or in person at a bank branch. Always get a receipt.
Step 7: Talk to a Licensed Insolvency Trustee or non-profit credit counselling service if you owe the debt and can't pay.
Source: Government of Canada (FCAC) – Dealing with a debt collector
Only consider a loan if you can comfortably afford the repayments. If you're unsure what to do, speak to a non-profit credit counsellor or a Licensed Insolvency Trustee first.
What if the debt is old?
Every province has a time limit on how long a collection agency like Bill Gosling Outsourcing can sue you for an unpaid debt. As of March 2026:
| Province / Territory | Limitation period |
|---|---|
| Ontario, BC, Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia | 2 years |
| Quebec | 3 years |
| Newfoundland and Labrador, PEI, Northwest Territories, Nunavut, Yukon | 6 years |
Once the limitation period expires, Bill Gosling Outsourcing can still sue you, but you can raise the expired limitation period as a defence. If you do, courts will typically dismiss the case.
Making a payment or acknowledging the debt in writing can restart the limitation period in some provinces. If you're unsure whether a debt is still within the limitation period, get legal advice before making any payment.
These limitation periods apply to most consumer debts like credit cards, lines of credit, and personal loans. Different rules may apply to government debts, court judgments, or secured debts like mortgages.
For more information, read our guide about debt statute of limitations.
How to stop Bill Gosling Outsourcing from calling
If you want phone calls to stop, send Bill Gosling Outsourcing a written request. It won't erase the debt or prevent legal action, but it stops repeated calls, depending on your province.
Copy and paste this template:
Hello,
I request that you stop contacting me by phone regarding this account and communicate with me only in writing.
Please send written verification of the debt, including:
- The original creditor name
- The amount claimed
- A breakdown of principal, interest and fees
- The account reference number
- The date of last activity on the account
Do not contact me at my workplace.
Thank you,
[Your full name]
[Your mailing address or email]
[Your phone number (optional)]
[Date]
Note: Check your province's rules for any requirements to stop contact.
Source: Government of Canada (FCAC) - Dealing with a debt collector
How to file a complaint about Bill Gosling Outsourcing
If Bill Gosling Outsourcing doesn't follow the debt collection rules, contact the consumer protection authority in your province.
Before filing, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.
For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.
You can also file a complaint through the Better Business Bureau (BBB).
Accreditations
Bill Gosling Outsourcing locations
Locations that Bill Gosling Outsourcing operate in:
Provinces served
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Northwest Territories
- Nova Scotia
- Nunavut
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Yukon
Legal Name
Bill Gosling Outsourcing Corp.
Frequently asked questions
Bill Gosling Outsourcing can garnish your wages, but only with a court order. They have to file a lawsuit, win a judgment, and then apply for a garnishment order.
No collection agency in Canada can take money from your pay without going through the courts. Garnishment rules vary by province.
Yes. A debt sent to Bill Gosling Outsourcing can severely damage your credit score if it is reported on your credit report. Collections stay on your report for six years from the date of last activity. Paying the debt changes the status to paid, but doesn't remove it early.
Source: Government of Canada – How long information stays on your credit report
Yes. Bill Gosling Outsourcing may accept a lump-sum settlement for less than the full amount or agree to a monthly payment plan. Get any agreement in writing before you pay. A settlement shows as "settled" rather than "paid in full" on your credit report, but it clears the account.
The debt doesn't go away. Bill Gosling Outsourcing can keep contacting you or recommend that the creditor take legal action. If a court issues a judgment, they can garnish your wages or freeze your bank account.
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I'm Joe Conlon, and I built CollectionAgencies.ca after struggling to find reliable information about collection agencies. I've been working in and around Canadian consumer finance since 2023. I'm not a lawyer, debt counsellor, or financial advisor. Everything on this site comes from provincial licensing records, legislation and publicly available data.