At a glance
Wiggins Adjustments Ltd. is a collection agency based in Langley, British Columbia. The company has been operating since 1929.
Wiggins Adjustments doesn't own your debt. It collects on behalf of the creditor who hired it and earns a commission on what it recovers. If Wiggins Adjustments contacts you, it means a business you owe money to has sent your account to collections.
Ask for written verification of the debt before you share personal details or make a payment. You have the right to dispute the debt and complain to your provincial consumer protection office if Wiggins Adjustments breaks the rules.
What is Wiggins Adjustments?
Wiggins Adjustments Ltd. is a third-party collection agency. It collects consumer and commercial debts on behalf of businesses across Canada.
The original creditor hires Wiggins Adjustments to recover the money, and Wiggins Adjustments earns a commission on whatever it collects.
Wiggins Adjustments was founded in 1929. The BBB lists the business start date as October 1, 1929.
Source: Better Business Bureau – Wiggins Adjustments Limited
The head office is in Langley, BC, with additional offices in Edmonton, Calgary, Saskatoon and Toronto.
Wiggins Adjustments is also a shareholder of the TCM Group, an international debt collection network, which means it handles international collections in addition to Canadian accounts.
Source: Wiggins Adjustments – About Us
Contact Wiggins Adjustments
Contact this debt collection agency to verify details, dispute the debt, or resolve your account.
Visit agency websiteWhy is Wiggins Adjustments calling me?
Wiggins Adjustments is calling because a business you owe money to hired it to collect. The original creditor decided to send your unpaid account to a collection agency rather than chase it themselves.
Wiggins Adjustments sends a written demand letter within 48 hours of receiving your file.
Sometimes the debt is genuine, but other times it might be old, already settled, or actually belongs to someone else.
Don't confirm anything over the phone. Ask for written verification first. Get the original creditor's name, the amount claimed, and your file number before you discuss anything or make a payment.
Source: Government of Canada (FCAC) – Dealing with a debt collector
Who does Wiggins Adjustments collect for?
Wiggins Adjustments collects for businesses of all sizes across many industries. The company's website lists the types of clients it works with.
Industry | Examples |
|---|---|
Private parking | Diamond Parking |
Professional services | Dentists, accountants, lawyers, engineering firms |
Utilities | Oil and utility companies |
Telecommunications | Not specified |
Municipal government | Municipalities, bylaw enforcement |
Healthcare | Medical and veterinary services |
Construction | Construction, industrial, landscaping |
Other | Insurance brokers, transportation, manufacturing |
Note: the companies listed above are gathered from user-submitted entries, consumer reports, online discussions, and public records. They do not represent confirmed contractual relationships with Wiggins Adjustments Ltd.
Based on BBB complaints and public reviews, the most common consumer complaints about Wiggins Adjustments involve private parking tickets, particularly from Diamond Parking.
If Wiggins Adjustments contacts you about a parking ticket, the same debt collection rules apply as for any other type of debt.
Companies that use Wiggins Adjustments for debt collection
Reported by consumers
Know another company Wiggins Adjustments collects for?
Is Wiggins Adjustments legitimate?
Yes. Wiggins Adjustments Ltd. is a legitimate, licensed collection agency that has been operating in Canada since 1929.
Wiggins Adjustments is BBB accredited with a B rating. The BBB accreditation dates back to March 15, 1990.
Source: Better Business Bureau – Wiggins Adjustments Limited
Wiggins Adjustments claims to be a member of ACA International on its website, but we couldn't find any record of membership on ACA International's website.
Is Wiggins Adjustments a licensed collection agency in Ontario?
Wiggins Adjustments Ltd. is registered in Ontario as a collection agency under the Collection and Debt Settlement Services Act. The table below shows confirmed licence records as of March 2026.
| Legal Name | Location | Licence number | Status | Expiry |
|---|---|---|---|---|
| Wiggins Adjustments Ltd. | Toronto, ON | 4741051 | Issued | Sep 28, 2026 |
Source: Government of Ontario – Search for a business licence (March 2026)
Is Wiggins Adjustments a licensed collection agency in Alberta?
Wiggins Adjustments Ltd. is registered in Alberta as a collection agency under the Collection and Debt Repayment Practices Regulation. The table below shows the confirmed licence record as of March 2026.
| Business Name | Trading As | Location | Bonded | Expiry |
|---|---|---|---|---|
| Wiggins Adjustments Ltd. | — | Edmonton, AB | Yes | Apr 30, 2026 |
Source: Service Alberta – Find out if a Business is Licenced (March 2026)
What to do if Wiggins Adjustments calls you (step by step)
Step 1: Ask for written verification. Get the original creditor's name, the amount claimed, the date of last activity, and the account number. Don't confirm anything until you've reviewed everything in writing.
Step 2: Don't share personal details. No address, date of birth or banking information until you've confirmed the debt is yours.
Step 3: Check your own records. Pull your credit report from Equifax or TransUnion and compare it to what Wiggins Adjustments sent you.
Step 4: Dispute the debt in writing if it's wrong. Keep copies of everything you send.
Step 5: Negotiate if the debt is correct. You can offer a lump sum for less than the full amount or arrange a payment plan. Get any agreement in writing before you pay.
Step 6: Talk to a Licensed Insolvency Trustee or non-profit credit counselling service if you owe the debt and you can't pay.
If you want phone calls to stop while you work through these steps, send Wiggins Adjustments a written request. This won't erase the debt or prevent legal action, but it stops the calls, depending on your province.
Source: Government of Canada (FCAC) – Dealing with a debt collector
Your rights when Wiggins Adjustments contacts you
Debt collection rules vary by province, but consumer protection laws across Canada set limits on what Wiggins Adjustments can do when it contacts you.
Wiggins Adjustments can't make false or misleading statements, use profane or coercive language, or apply unreasonable pressure. Wiggins Adjustments can't keep contacting you at work after you've told them not to.
Every time Wiggins Adjustments contacts you, it has to identify itself.
Source: Government of Canada (FCAC) – Debt collection: know your rights
Red flags: how to spot a scam
Scammers sometimes impersonate debt collectors, including real companies like Wiggins Adjustments.
A scammer typically refuses to name the original creditor, threatens arrest, jail, or deportation, demands payment by e-transfer, gift card, or cryptocurrency, and refuses to send anything in writing.
Verify the debt using contact details from the official website before paying.
Source: Government of Canada (FCAC) – Dealing with a debt collector
What if the debt is old?
Every province has a time limit on how long a collection agency like Wiggins Adjustments can sue you.
In Ontario, BC, Alberta, Saskatchewan, New Brunswick, and Nova Scotia, it's 2 years. In Quebec, it's 3 years.
In Manitoba, Newfoundland and Labrador, PEI, and the territories, it's 6 years.
Once the limitation period expires, Wiggins Adjustments can still contact you, but cannot take you to court. Making a payment or acknowledging the debt in writing restarts the clock.
For more information, read our guide about debt statute of limitations.
Template: request Wiggins Adjustments stop calling you (in writing)
If you want phone calls to stop, send Wiggins Adjustments a written request. It won't erase the debt or prevent legal action, but it stops repeated calls, depending on your province.
Copy and paste this template:
Note: Check your province's rules for any requirements to stop contact.
Source: Government of Canada (FCAC) - Dealing with a debt collector
How to file a complaint about Wiggins Adjustments
If Wiggins Adjustments don't follow the debt collection rules, contact the consumer protection authority in your province.
Before filing, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.
For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.
Wiggins Adjustments locations
Locations that Wiggins Adjustments operate in:
Wiggins Adjustments phone numbers
These numbers are commonly associated with Wiggins Adjustments:
| Phone number | Type |
|---|---|
| Main | |
| General | |
| General | |
| General | |
| General |
If you receive a call from a different number claiming to be Wiggins Adjustments, verify the debt in writing and confirm the details before paying.
Got a call from a number not shown here?
Provinces served
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Northwest Territories
- Nova Scotia
- Nunavut
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Yukon
Legal Name
Wiggins Adjustments Ltd.
Also known as:
TCM Canada
TCM Group