What is KSI Law?
KSI Law is a corporate and commercial law firm in Markham, Ontario, that collects debts for creditors like lenders and financial institutions.
KSI Law’s lawyers are licensed by the Law Society of Ontario. Y. Jay Baykara is their chief executive officer.
Why is KSI Law calling me?
KSI Law is calling you because a creditor has hired them to collect an account they believe you owe. It could be an old account or a balance you thought you'd paid. However, it could also be a debt that isn't yours at all.
Ask KSI for the original creditor, the amount owed and the account number in writing before you admit to the debt or give out any personal details.
KSI Law phone numbers
We called each of these numbers to confirm it reaches KSI Law. Select a number to see call reports and what to do if they contact you.
| Phone number | Type |
|---|---|
| Main | |
| Local Office | |
| User Reported | |
| User Reported | |
| User Reported |
If a number claiming to be KSI Law calls you, don't confirm your details or acknowledge that the debt is yours until they send it in writing (letter or email) and you've checked it against your own records. If you call back, use the main phone number, not the number that called you.
Some numbers are submitted by users. We call to verify each one and recheck periodically, but numbers can change.
Enter the number this law firm called you from.
Text messages from KSI Law
KSI Law also sends text messages from this short code. Canadian short codes are leased through the Canadian Telecommunications Association (formerly the CWTA) and approved by the mobile carriers, so a text from one is much harder to fake than a call or text from an ordinary number. Still check any debt against your written notice before you pay.
| Short code | Used for |
|---|---|
| 574529 | Legal notices and case updates |
Who does KSI Law collect for?
KSI Law collects for creditors such as lenders and financial institutions, but doesn't publicly list clients. Your letter should name the creditor. If it doesn't, email or write to KSI Law and ask.
Consumer reports link KSI Law to four creditors, most often in telecom and banking.
| Industry | Consumer-reported creditors |
|---|---|
| Telecommunications | |
| Banking & Financial Services |
Know another company KSI Law collects for?
Is KSI Law legitimate?
Yes. KSI Law is a real law firm. As of November 2026, the Law Society of Ontario directory lists two lawyers with KSI Law Professional Corporation as their business: Kadré Morrison, in private practice, and their chief executive officer, Yuce (Jay) Baykara.
Sources: Law Society of Ontario – Lawyer and Paralegal Directory, Kadré Morrison; Law Society of Ontario – Lawyer and Paralegal Directory, Yuce Baykara
Is KSI Law a scam?
No, but scammers could use their name. If you're not sure the call is real, hang up and call KSI directly on 1-833-207-3200.
KSI Law sends texts regarding legal notices and case updates from 574529, a Canadian short code. If you get a text from another number, treat it as suspicious and call the main phone number instead.
Source: KSI Law – About Our Firm
Is KSI Law a debt collection agency?
No. KSI Law is a law firm that collects debts for creditors. Lawyers who collect debts don't need a collection agency licence in any province or territory, because their law society regulates them.
If you have a complaint about one of their lawyers, contact the Law Society of Ontario, or the law society in the province where that lawyer is licensed.
Source: Government of Ontario – Collection and Debt Settlement Services Act, s. 2
What to do if KSI Law calls you (step by step)
Is a letter from KSI Law the same as being sued?
No. A demand letter is just asking you to pay. A lawsuit starts when a claim is filed with a court and served on you.
If you’re served with a claim, you have to file a response with the court:
- Ontario Small Claims Court: file a Defence within 20 days.
- Alberta Court of Justice: file a Dispute Note within 20 days, or 30 if you’re served outside Alberta.
If you miss the deadline, the creditor can get a judgment against you without a trial. A judgment is what lets them garnish your wages or bank account.
Sources: Ontario Superior Court of Justice – How to respond to a case; Alberta Courts – I have been served with a civil claim
Can KSI Law take you to court or garnish your wages?
KSI Law can sue you on a creditor's behalf. A garnishment of wages or a bank account comes only after the creditor wins a court judgment. KSI Law also handles garnishments, seizures and repossessions after judgment.
Emailing or writing to KSI Law to ask them to stop calling doesn't stop a court claim.
Sources: Government of Ontario – Small claims court, after judgment;
Will KSI Law affect my credit score?
If the debt is reported to Equifax or TransUnion as a collection account, it will severely damage your credit score.
It stays on your credit report for 6 years from the date of your first missed payment, known as the date of first delinquency. Paying it won't remove the mark from your credit file but updates the status to paid, which looks better to future lenders.
If the creditor gets a court judgment against you, the judgment can also appear on your credit report.
Source: Equifax Canada – How long does information stay on my credit report
Legal name
KSI Law Professional Corporation
KSILAW
People sometimes search for this agency under slightly different names or misspellings. These are the most common variations we see.
KSI Law Firm
KSI Laws
KSI Lawyers