Veritas Alliance

At a glance

Veritas Alliance Incorporated is a Canadian debt collection agency founded in April 2015, with offices in Toronto and Laval.

If Veritas Alliance contacts you, request written verification of the debt before sharing any personal information or making any payments.

Debt collection rules vary by province, but there are rules governing harassment, misleading statements, and when collectors can call you.

What is Veritas Alliance?

Veritas Alliance Incorporated is a debt collection agency that helps businesses recover unpaid debts.

Veritas Alliance operates offices in Toronto (Etobicoke) and Laval, Québec, and serves clients across financial services, telecommunications, and retail.

Veritas Alliance offers full-service debt recovery, including account litigation, small claims court filings, and judgment enforcement. They collect for companies such as banks, telecommunications companies, and retail credit card issuers.

Why is Veritas Alliance calling me?

If you've received a call, voicemail, email, or letter from Veritas Alliance, it means they believe you have an outstanding account with a creditor they represent.

Sometimes the debt is legitimate. Sometimes it's an old account, a mistake, a debt you don't recognize, or a scam attempt using a real company name.

Always request written verification before confirming any debt or making a payment.

Source: Government of Canada (FCAC) – Dealing with a debt collector

What to ask Veritas Alliance for before you pay

Request written documentation before confirming any personal details or making a payment.

You need the original creditor's name, the amount owed, the account reference number, and the date the debt relates to.

Getting this in writing lets you verify whether the debt is legitimate and creates a record of what you were told.

Source: Government of Canada (FCAC) – Debt collection: know your rights

Who does Veritas Alliance collect for?

Veritas Alliance collects for banks, telecommunications companies, retail credit card issuers, and lending companies. Consumer reports most frequently name TD Canada Trust as a creditor.

Note: the companies listed above are gathered from user-submitted entries, consumer reports, online discussions, and public records. They do not represent confirmed contractual relationships with Veritas Alliance.

Is Veritas Alliance a legitimate collection agency?

Yes. Veritas Alliance Incorporated is a legitimate debt collection agency, incorporated in Ontario on April 22, 2015.

The company publicly lists its corporate address and contact details, holds provincial licences in Ontario, Québec, and British Columbia, and is a member of the Canadian Society of Collection Agencies (CSCA).

Veritas Alliance is not BBB accredited.

Source: Better Business Bureau – Veritas Alliance Incorporated

Is Veritas Alliance a licensed collection agency?

Veritas Alliance Incorporated is registered as a collection agency in Ontario, Québec, and British Columbia. The tables below show confirmed licence records as of February 2026.

Is Veritas Alliance a licensed collection agency in British Columbia?

Yes. Veritas Alliance Incorporated holds two active debt collection licences in British Columbia. You can verify the licence status below through Consumer Protection BC.

Source: Consumer Protection BC – Check a licence

Is Veritas Alliance a licensed collection agency in Québec?

Veritas Alliance Incorporated is registered in Québec as a collection agency and operates under the Consumer Protection Act, with oversight from the Office de la protection du consommateur (OPC).

Source: Québec – Office de la protection du consommateur

Scammers sometimes impersonate legitimate debt collectors. Always verify any debt in writing before making payments, and confirm contact details on Veritas Alliance's official website rather than relying on voicemail or text messages.

Your rights when Veritas Alliance contacts you

Debt collection rules vary by province, but consumer protection legislation across Canada prohibits debt collectors from harassing, threatening, or intimidating you.

They cannot make false or misleading statements, use profane or coercive language, or apply unreasonable pressure.

They cannot continue contacting you at work after you've told them not to. Every time a debt collector contacts you, they must identify themselves.

Source: Government of Canada (FCAC) – Debt collection: know your rights

Red flags: how to spot a scam

Scammers sometimes impersonate debt collectors, including real companies like Veritas Alliance.

A scammer typically refuses to name the original creditor, threatens arrest, jail, or deportation, demands payment by e-transfer, gift card or cryptocurrency, and refuses to send anything in writing.

Verify the debt using contact details from Veritas Alliance's official website before paying.

Source: Government of Canada (FCAC) – Dealing with a debt collector

Can Veritas Alliance call me at any time?

No. Collection agencies in Ontario cannot contact you before 7:00 AM or after 9:00 PM Monday to Saturday, on Sundays except between 1:00 PM and 5:00 PM, or on public holidays.

Source: Government of Ontario – A guide for collection agencies

Calling hours vary by province. Check your local debt collection rules.

What to do if Veritas Alliance calls you (step-by-step)

Step 1: Request written verification before confirming anything. Ask for the original creditor's name, the amount owed, the date of last activity, and the account number.

Step 2: Do not confirm the debt is yours until you've reviewed the details in writing. If they ask for personal information before sending written confirmation, decline.

Step 3: Keep your sensitive personal information private until you are certain the contact is legitimate and the debt is yours.

Step 4: Dispute the debt in writing if it is incorrect. Request proof. Keep a copy of everything you send and receive.

Step 5: Send a written request to stop calls if you want phone contact to stop. Rules vary by province. A written request does not erase the debt or prevent legal action.

Step 6: Speak with a Licensed Insolvency Trustee if the debt is real and you're overwhelmed. The first consultation is free.

Source: Government of Canada (FCAC) – Dealing with a debt collector