At a glance Veritas Alliance Incorporated is a Canadian debt collection agency founded in April 2015 and has offices in Toronto and Laval.
If Veritas Alliance contacts you, request written verification of the debt before sharing any personal information or making any payments.
Debt collection rules vary by province, but there are rules governing harassment, misleading statements, and when collectors can call you.
What is Veritas Alliance?
Veritas Alliance Incorporated is a debt collection agency that helps businesses recover unpaid debts.
Veritas Alliance operates offices in Toronto (Etobicoke) and Laval, Québec, and serves clients across financial services, telecommunications, and retail.
Veritas Alliance offers full-service debt recovery, including account litigation, small claims court filings, and judgment enforcement. They collect for companies such as banks, telecommunications companies, and retail credit card issuers.
Contact Veritas Alliance
Contact this debt collection agency to verify details, dispute the debt, or resolve your account.
Visit Veritas Alliance websiteWhy is Veritas Alliance calling me?
If you've received a call, voicemail, email, or letter from Veritas Alliance, it means they believe you have an outstanding account with a creditor they represent.
Sometimes the debt is legitimate. Sometimes it's an old account, a mistake, a debt you don't recognize, or a scam attempt using a real company name.
Always request written verification before confirming any debt or making a payment.
Source: Government of Canada (FCAC) – Dealing with a debt collector
What to ask Veritas Alliance for before you pay
Request written documentation before confirming any personal details or making a payment.
You need the original creditor's name, the amount owed, the account reference number, and the date the debt relates to.
Getting this in writing lets you verify whether the debt is legitimate and creates a record of what you were told.
Source: Government of Canada (FCAC) – Debt collection: know your rights
Who does Veritas Alliance collect for?
Veritas Alliance collects for banks, telecommunications companies, retail credit card issuers, and lending companies. Consumer reports most frequently name TD Canada Trust as a creditor.
Industry | Consumer-reported examples |
|---|---|
Financial services | TD Canada Trust, Canadian Tire Mastercard |
Telecommunications | Telus |
Retail | Sears (historical) |
Utilities | Reliance Comfort LP |
Short-term lending | Fairstone, Progressa |
Note: the companies listed above are gathered from user-submitted entries, consumer reports, online discussions, and public records. They do not represent confirmed contractual relationships with Veritas Alliance.
Companies that use Veritas Alliance for debt collection
Reported by consumers
Know another company Veritas Alliance collects for?
Veritas Alliance phone numbers
These numbers are commonly associated with Veritas Alliance:
| Phone number | Type |
|---|---|
| Main | |
| General | |
| General | |
| General | |
| General |
Got a call from a number not shown here?
If you receive a call from a different number claiming to be Veritas Alliance, verify the debt in writing and confirm the details before paying.
Is Veritas Alliance a legitimate collection agency?
Yes. Veritas Alliance Incorporated is a legitimate debt collection agency, incorporated in Ontario on April 22, 2015.
The company publicly lists its corporate address and contact details, holds provincial licences in Ontario, Québec, and British Columbia, and is a member of the Canadian Society of Collection Agencies (CSCA).
Veritas Alliance is not BBB accredited.
Source: Better Business Bureau – Veritas Alliance Incorporated
Is Veritas Alliance a licensed collection agency?
Veritas Alliance Incorporated is registered as a collection agency in Ontario, Québec, and British Columbia. The tables below show confirmed licence records as of February 2026.
Is Veritas Alliance a licensed collection agency in Ontario?
Veritas Alliance Inc. is registered in Ontario as a collection agency under the Collection and Debt Settlement Services Act. The table below shows confirmed licence records as of March 2026.
| Legal Name | Location | Licence number | Status | Expiry |
|---|---|---|---|---|
| Veritas Alliance Inc. | Laval, QC | 4740172 | Issued | Jul 18, 2026 |
| Veritas Alliance Incorporated | Toronto, ON | 4734235 | Issued | Jun 25, 2027 |
Source: Government of Ontario – Search for a business licence (March 2026)
Is Veritas Alliance a licensed collection agency in Alberta?
Veritas Alliance Incorporated, operating as Veritas Alliance, is registered in Alberta as a collection agency under the Collection and Debt Repayment Practices Regulation. The table below shows the confirmed licence record as of March 2026.
| Business Name | Trading As | Location | Bonded | Expiry |
|---|---|---|---|---|
| Veritas Alliance Incorporated | — | Edmonton, AB | Yes | Aug 31, 2026 |
Source: Service Alberta – Find out if a Business is Licenced (March 2026)
Is Veritas Alliance a licensed collection agency in British Columbia?
Yes. Veritas Alliance Incorporated holds two active debt collection licences in British Columbia. You can verify the licence status below through Consumer Protection BC.
Licence number | Location | Status | Expiry |
|---|---|---|---|
69043 | Toronto, ON | Issued | Dec 31, 2026 |
72638 | Laval, QC | Issued | Dec 31, 2026 |
Source: Consumer Protection BC – Check a licence
Is Veritas Alliance a licensed collection agency in Québec?
Veritas Alliance Incorporated is registered in Québec as a collection agency and operates under the Consumer Protection Act, with oversight from the Office de la protection du consommateur (OPC).
Name | Permit number | Status |
|---|---|---|
Veritas Alliance Incorporated | 400459 | Active |
Source: Québec – Office de la protection du consommateur
Scammers sometimes impersonate legitimate debt collectors. Always verify any debt in writing before making payments, and confirm contact details on Veritas Alliance's official website rather than relying on voicemail or text messages.
Your rights when Veritas Alliance contacts you
Debt collection rules vary by province, but consumer protection legislation across Canada prohibits debt collectors from harassing, threatening, or intimidating you.
They cannot make false or misleading statements, use profane or coercive language, or apply unreasonable pressure.
They cannot continue contacting you at work after you've told them not to. Every time a debt collector contacts you, they must identify themselves.
Source: Government of Canada (FCAC) – Debt collection: know your rights
Red flags: how to spot a scam
Scammers sometimes impersonate debt collectors, including real companies like Veritas Alliance.
A scammer typically refuses to name the original creditor, threatens arrest, jail, or deportation, demands payment by e-transfer, gift card or cryptocurrency, and refuses to send anything in writing.
Verify the debt using contact details from Veritas Alliance's official website before paying.
Source: Government of Canada (FCAC) – Dealing with a debt collector
What to do if Veritas Alliance calls you (step by step)
Step 1: Ask for written verification. Get the original creditor's name, the amount claimed, the date of last activity, and the account number. Don't confirm anything until you've reviewed everything in writing.
Step 2: Don't share personal details. No address, date of birth or banking information until you've confirmed the debt is yours.
Step 3: Check your own records. Pull your credit report from Equifax or TransUnion and compare it to what Veritas Alliance sent you.
Step 4: Dispute the debt in writing if it's wrong. Keep copies of everything you send.
Step 5: Negotiate if the debt is correct. You can offer a lump sum for less than the full amount or arrange a payment plan. Get any agreement in writing before you pay.
Step 6: Pay by a traceable method. Collection agencies like Veritas Alliance typically accept online banking, Interac e-Transfer, credit or debit card through their website, or in person at a bank branch. Always get a receipt.
Step 7: Talk to a Licensed Insolvency Trustee or non-profit credit counselling service if you owe the debt and can't pay.
Source: Government of Canada (FCAC) – Dealing with a debt collector
Only consider a loan or a line of credit if you can comfortably afford the repayments. If you're unsure what to do, speak to a non-profit credit counsellor or a Licensed Insolvency Trustee first.
What if the debt is old?
Every province has a time limit on how long a collection agency like Veritas Alliance can sue you for an unpaid debt.
| Province / Territory | Limitation period |
|---|---|
| Ontario, BC, Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia | 2 years |
| Quebec | 3 years |
| Newfoundland and Labrador, PEI, Northwest Territories, Nunavut, Yukon | 6 years |
Once the limitation period expires, Veritas Alliance can still sue you, but you can raise the expired limitation period as a defence. If you do, the court will dismiss the case.
Making a payment or acknowledging the debt in writing restarts the limitation period, but only if it hasn't already expired. If you're unsure whether a debt is still within the limitation period, get legal advice before making any payment.
These limitation periods apply to most consumer debts like credit cards, lines of credit, and personal loans. Different rules may apply to government debts, court judgments, or secured debts like mortgages.
For more information, read our guide about debt statute of limitations.
How to stop Veritas Alliance from calling
If you want phone calls to stop, send Veritas Alliance a written request. It won't erase the debt or prevent legal action, but it stops repeated calls, depending on your province.
Copy and paste this template:
Hello,
I request that you stop contacting me by phone regarding this account and communicate with me only in writing.
Please send written verification of the debt, including:
- The original creditor name
- The amount claimed
- A breakdown of principal, interest and fees
- The account reference number
- The date of last activity on the account
Do not contact me at my workplace.
Thank you,
[Your full name]
[Your mailing address or email]
[Your phone number (optional)]
[Date]
Note: Check your province's rules for any requirements to stop contact.
Source: Government of Canada (FCAC) - Dealing with a debt collector
How to file a complaint about Veritas Alliance
If Veritas Alliance doesn't follow the debt collection rules, contact the consumer protection authority in your province.
Before filing, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.
For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.
You can also file a complaint through the Better Business Bureau (BBB).
Accreditations
Veritas Alliance locations
Locations that Veritas Alliance operate in:
Provinces served
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Northwest Territories
- Nova Scotia
- Nunavut
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Yukon
Legal Name
Veritas Alliance Incorporated
Also known as
Veritas Alliance Inc
Common variations
People sometimes search for this agency under slightly different names or misspellings. These are the most common variations we see.
Veritas Collection Agency
FAQs
Request written verification showing the original creditor's name and the amount owed. Don't pay until you've confirmed it's legitimate.
Consumer reports show Veritas Alliance sometimes pursues very old debts. Check the limitation period for your province before taking any action.
Not without a court judgment first. To garnish wages or freeze accounts, a creditor needs to take you to court and win.
Veritas Alliance does offer litigation services and can pursue court action, but a phone call does not mean they have a judgment against you.
Collection agencies can contact third parties to locate you, but they cannot discuss your debt with anyone else. If you ask them to stop calling your workplace, they must stop.
Source: Government of Canada (FCAC) – Debt collection: know your rights
Yes, if the debt is within the limitation period for your province.
The limitation period is 2 years in Ontario, BC, Alberta, Saskatchewan, New Brunswick, and Nova Scotia; 3 years in Québec; and 6 years in Manitoba, Newfoundland and Labrador, PEI, and the territories.
After the period expires, Veritas Alliance can still contact you, but cannot take you to court. Making a payment or acknowledging the debt in writing before the period expires restarts the clock.
Collection accounts stay on your credit report for 6 years from the date of last activity in most provinces, even after you pay the balance.
If a debt is sent to collections, it appears on your credit report and lowers your credit score.
Source: Government of Canada (FCAC) – How long information stays on your credit report
Yes. You can negotiate a settlement at any stage of the collections process.
Get the settlement terms in writing before you pay, and confirm that the remaining balance will be forgiven. Keep copies of all correspondence.
Other collection agencies in Canada
Joe launched CollectionAgencies.ca in 2025. He maintains the directory, researches collection agencies across Canada, and manages the site's editorial content. Agency listings are sourced from provincial licensing records and legislation.