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Who called me from 1-877-985-4202?

Verified creditor number

Our records indicate 1-877-985-4202 belongs to National Bank (Perception department automated calls and texts). It's National Bank's own number, not a collection agency.

Caller ID may show: 18779854202 or 1 (877) 985-4202

Joe Conlon
Checked by Joe Conlon

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Why is 1-877-985-4202 calling me?

1-877-985-4202 is National Bank's own Perception department automated calls and texts line. When National Bank calls you itself, your account is usually still with National Bank and hasn't been passed to a collection agency.

They may be calling because:

  • A payment on your account is late or missed
  • They need to talk to you about your account
  • They're trying to reach someone else and have the wrong number

Dealing with National Bank now, before the account is sent to a collection agency, can make it easier to agree a payment plan.

Learn more about National Bank, including which collection agencies it uses.

Is 1-877-985-4202 a scam?

Based on our records, 1-877-985-4202 belongs to National Bank. However, scammers sometimes pretend to be banks and lenders.

If you're not sure, hang up and call National Bank back on the number on your card, statement or its official website. Never give a PIN or password over the phone. It's also a good idea to see if any collections have been added to your credit report.

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How do I stop 1-877-985-4202 from calling?

The calls stop once the account is up to date. Ignoring them won't make the debt go away, and an unpaid account may be passed to a collection agency.

Which collection agencies does National Bank use?

These are the collection agencies consumers have reported hearing from about National Bank debts. If one of them is calling you, their number is below.

AgencyPhone
Action Collections & Receivables Management (ACRM)1-877-503-9633
D&A Group Services1-888-395-1147
Veritas Alliance1-800-270-9938

Based on consumer reports and public records. Always verify a collection agency's identity before making any payment.

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