Who called me from 909-323-4712?

Why is 909-323-4712 calling me?

909-323-4712 is Affirm's own number. When Affirm calls you itself, your account is usually still with Affirm and hasn't been passed to a collection agency.

They may be calling because:

• A payment on your account is late or missed
• They need to talk to you about your account
• They're trying to reach someone else and have the wrong number

Dealing with Affirm now, before the account is sent to a collection agency, can make it easier to agree a payment plan.

Learn more about Affirm, including which collection agencies it uses.

Is 909-323-4712 a scam?

Based on our records, 909-323-4712 belongs to Affirm. However, scammers sometimes pretend to be banks and lenders.

If you're not sure, hang up and call Affirm back on the number on your card, statement or its official website. Never give a PIN or password over the phone. It's also a good idea to see if any collections have been added to your credit report.

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How do I stop 909-323-4712 from calling?

The calls stop once the account is up to date. Ignoring them won't make the debt go away, and an unpaid account may be passed to a collection agency.

• Can pay? Call Affirm back and pay or set up a payment plan. Get it in writing.
• Can't pay? Request a free consultation with a non-profit credit counsellor or Licensed Insolvency Trustee.
• Don't recognize it? Call Affirm on its official number and ask about the account.

Which collection agencies does Affirm use?