What is Bill Gosling Outsourcing?
Bill Gosling Outsourcing Corp. is a business process outsourcing company that recovers unpaid debts on behalf of creditors. The company says it has been in business since 1955.
The current corporate entity, Bill Gosling Outsourcing Corp., was incorporated in 2007. The company also operates under the name Allied International Credit Corp (AIC).
Source: BBB – Bill Gosling Outsourcing Corp
Debt collection is one part of what Bill Gosling Outsourcing does. The company also runs customer service call centres and sales operations for clients in banking, financial services, telecoms and utilities.
Why is Bill Gosling Outsourcing calling me?
If Bill Gosling Outsourcing is calling, a creditor has handed your unpaid account to them for collection.
The call could also be about an old debt you've forgotten about, an account sent to Bill Gosling Outsourcing by mistake, or a scam using their name.
Bill Gosling Outsourcing handles both first-party and third-party collections. In first-party work, the agent calls using the creditor's own name. In third-party work, they may call as Bill Gosling Outsourcing or Allied International Credit.
Ask for written proof of the debt before you confirm any personal details or agree to pay.
Bill Gosling Outsourcing phone numbers
These numbers are commonly associated with Bill Gosling Outsourcing:
| Phone number | Type |
|---|---|
| Main |
Some numbers are submitted by users. We call to verify each one and recheck periodically, but numbers can change.
If you receive a call from a different number claiming to be Bill Gosling Outsourcing, verify the debt in writing and confirm the details before paying.
Who does Bill Gosling Outsourcing collect for?
Bill Gosling Outsourcing collects debts for creditors across banking, financial services, telecom, utilities, insurance and government sectors. The company doesn't publicly name its Canadian creditor clients.
Because Bill Gosling Outsourcing runs first-party programs, you won't always hear their name when they call. The agent calls as the creditor. You'd only know Bill Gosling Outsourcing was involved if you asked who was handling the call.
If the creditor name isn't familiar, check your credit report with Equifax or TransUnion before responding.
Know a company Bill Gosling Outsourcing collects for?
Is Bill Gosling Outsourcing legitimate?
Yes. Bill Gosling Outsourcing Corp. says it has been in business since 1955. The current corporate entity was incorporated in 2007.
The company is BBB accredited with an A+ rating. Bill Gosling Outsourcing has held that accreditation since August 2016.
Source: BBB – Bill Gosling Outsourcing Corp
As of March 2026, Bill Gosling Outsourcing has employees across seven countries and is a member of the Canadian Society of Collection Agencies (CSCA).
Some scammers pose as collection agencies. If someone claims to be from Bill Gosling Outsourcing, ask for written proof of the debt before paying.
Is Bill Gosling Outsourcing the same as Allied International Credit?
Yes. Bill Gosling Outsourcing Corp. also operates under the trading name Allied International Credit Corp (AIC). In Quebec, the company is registered as Societe Internationale de Recouvrement Allied.
If you see "Allied International Credit" on your credit report or a collection notice, that's Bill Gosling Outsourcing. They're part of the same company.
Will Bill Gosling Outsourcing affect my credit score?
A collection account from Bill Gosling Outsourcing will severely damage your credit score once it's reported to Equifax or TransUnion.
It stays on your credit report for 6 years from the date of your first missed payment, known as the date of first delinquency. Paying it won't remove the mark from your credit file but updates the status to paid, which looks better to future lenders.
Source: Equifax Canada – How long does information stay on my credit report
What to do if Bill Gosling Outsourcing calls you (step by step)
What if the debt is old?
Every province has a time limit on how long a collection agency like Bill Gosling Outsourcing can sue you for an unpaid debt.
Ontario, BC, Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia
Quebec
Newfoundland and Labrador, PEI, Northwest Territories, Nunavut, Yukon
Once the limitation period expires, Bill Gosling Outsourcing can still sue you, but you can raise the expired limitation period as a complete defence. The defence isn't automatic. You have to file a defence in court and plead the expired limitation period. If you don't, the court will grant default judgment as if the limitation didn't apply.
Making a payment or acknowledging the debt in writing restarts the limitation period, but only if it hasn't already expired.
These limitation periods apply to most consumer debts like credit cards, lines of credit, and personal loans. Different rules may apply to government debts, court judgments, or secured debts like mortgages.
For more information, read our guide about debt statute of limitations.
How to stop calls from Bill Gosling Outsourcing
Sometimes, you can stop collection calls from a collection agency by sending a cease and desist letter. Once Bill Gosling Outsourcing receive it, they have to stop calling. The debt doesn't go away, and they can still take legal action. You can use our cease and desist letter templates.
Provincial law doesn't give you this right in Manitoba, Saskatchewan, Newfoundland and Labrador, Prince Edward Island or the Yukon.
Regardless of province, if the debt's on a loan, line of credit, or credit card, send the letter by registered mail under federal law. Federal law is the only law in Canada that also stops an original creditor's in-house collectors, not just a collection agency. You can send it to your original creditor and its collection agent, a collection agency or a law firm.
If Bill Gosling Outsourcing is making collection calls to you from its Ontario location, then you can send a cease and desist letter available under Ontario's law.
Restrictions on calls to your workplace
Many provinces and territories place restrictions on collection agencies when they attempt to call you at your workplace.
How to file a complaint about Bill Gosling Outsourcing
In Canada, debt collection is regulated province by province, not federally. The rules ban harassment, calling outside set hours, discussing your debt with your family or employer, and threatening legal action they have no intention of taking.
Source: Government of Canada (FCAC) – Debt collection: know your rights
If you think Bill Gosling Outsourcing is breaking any debt collection or privacy laws, contact the consumer protection authority in your province.
Before making a written complaint, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.
Some consumer protection agencies regulating the conduct of collection agencies will not process your complaint unless you first send a written complaint to the collection agency summarizing the conduct in question and making a request for remedial action.
For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.
Accreditations
Legal Name
Bill Gosling Outsourcing Corp.
