Has a collection agency contacted you?
Creditor's own line

Who called me from 1-877-225-5266?

1-877-225-5266 is BMO's own number (Customer Care), not a collection agency.

It's BMO calling

A call from 1-877-225-5266 comes from BMO itself, through its Customer Care line. That usually means your account is still with BMO rather than a collection agency, so you can deal with BMO directly.

If you're not sure the call was genuine, hang up and call BMO back on a number from its website or the back of your card or statement.

Other BMO numbers

See which collection agencies BMO uses if your account is passed on.