Has a collection agency contacted you?

Groupe Solution Collect

Debt collection agency
Website

Contact this agency to resolve a debt or find your next step.

Joe Conlon
Joe ConlonUpdated October 14, 2026

At a glance Groupe Solution Collect (GSC) is a licensed Montreal collection agency, often searched as "Group Solutions Collect". They collect for telecom companies, banks, utilities, hospitals and government bodies.

If Groupe Solution Collect contacts you, ask for the debt in writing before you confirm any personal details or pay anything.

What is Groupe Solution Collect?

Groupe Solution Collect is a Quebec collection agency established in 2005 that recovers unpaid consumer accounts for businesses and public bodies.

Companies hire them to recover unpaid accounts, so if they've contacted you, you likely owe money to a creditor.

Their head office is at 9001 boulevard de l'Acadie, suite 401, in Montreal.

On March 31, 2023, Everyday People Financial said subsidiary General Credit Services Inc. completed its purchase of Groupe Solution Collect Solu Inc. Renamed Global Receivables Management Inc. in October 2026, the parent still lists Groupe Solution among its brands.

Sources: Groupe Solution Collect – About; Newsfile – Everyday People Financial Closes Acquisition of Groupe Solution Collect Solu; Newsfile – Name change to Global Receivables Management Inc.

Why is Groupe Solution Collect calling me?

Groupe Solution Collect is calling because a company you owe money to has passed your account to them.

It could be an old account you forgot, a balance you thought you'd paid, or in some cases, a call meant for someone else.

Ask for the original creditor, the amount and the account number in writing. Don't confirm anything until you have it.

Groupe Solution Collect phone numbers

We called each of these numbers to confirm it reaches Groupe Solution Collect. Select a number to see call reports and what to do if they contact you.

Phone numbers associated with Groupe Solution Collect
Phone numberType
Main
Local Office
Local Office

If you receive a call from a different number claiming to be Groupe Solution Collect, verify the debt in writing and confirm the details before paying.

In our test calls, some agencies wouldn't accept calls from private or blocked numbers. If your call doesn't connect, check that your caller ID isn't hidden.

Some numbers are submitted by users. We call to verify each one and recheck periodically, but numbers can change.

Got a call from a number not shown here?

Who does Groupe Solution Collect collect for?

Groupe Solution Collect serves telecom, financial, government, parapublic, hospital, manufacturing, insurance, construction, and goods and services sectors. Their parent company also mentions utilities, property management, healthcare and transportation.

Sources: Groupe Solution Collect – Clientèles cibles; Newsfile – acquisition release

Know a company Groupe Solution Collect collects for?

If you don't recognize the creditor on a Groupe Solution Collect letter, check your credit report, which may show which company sent the account to collections.

Is Groupe Solution Collect a legitimate collection agency?

Yes. Groupe Solution Collect is a licensed collection agency in Quebec. The company publicly lists its corporate address and contact information.

As of October 2026, the Office de la protection du consommateur lists Groupe Solution Collect Solu Inc. with collection agent permit number 400370, valid until April 30, 2028.

Source: Office de la protection du consommateur – Groupe Solution Collect Solu Inc. merchant record

Is Groupe Solution Collect a scam?

No, but scammers could use their name. A Groupe Solution Collect letter can look like a scam if you don't recognize the debt. To verify a call, hang up, then call 514-331-1074 or 1-888-531-1074 and ask for the debt in writing.

It's a scam if the caller won't provide written proof of the debt, threatens arrest, or demands gift cards, cryptocurrency, or an e-Transfer to an address not listed on their payment page.

Is Groupe Solution Collect a licensed collection agency?

Yes. We've verified Groupe Solution Collect licences in Alberta, British Columbia, Nova Scotia, Ontario, Prince Edward Island, Quebec and Saskatchewan.

Some provinces don't have publicly searchable collection agency registries but you can verify a collection agency directly.

Will Groupe Solution Collect affect my credit score?

A collection account from Groupe Solution Collect will severely damage your credit score once it's reported to Equifax or TransUnion.

It stays on your credit report for 6 years from the date of your first missed payment, known as the date of first delinquency. Paying it won't remove the mark from your credit file but updates the status to paid, which looks better to future lenders.

Source: Equifax Canada – How long does information stay on my credit report

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What to do if Groupe Solution Collect calls you (step by step)

1

Ask for written verification. Get the original creditor's name, amount, account number and the date of last activity. Don't confirm anything until you've reviewed it in writing.

2

Don't share personal details. No address, date of birth or banking information until you've confirmed the debt is yours.

3

Check your credit report to see what Groupe Solution Collect has reported about you. Get your free credit score and report with Borrowell.

4

Dispute the debt in writing if it's wrong. Keep copies of everything you send.

5

Check the statute of limitations in your province before you pay or acknowledge the debt in writing.

6

Settle if the debt is correct. Sometimes, Groupe Solution Collect might accept a one-time lump sum for less than the full balance. Get any agreement in writing before you pay.

7

Pay by a traceable method like online banking, e-Transfer, or card, using only the payment details on your written notice or the agency's official website. Get a receipt.

8

Get help if you can't pay. Talk to a Licensed Insolvency Trustee or non-profit credit counsellor.

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Credit counsellors can offer guidance on managing and repaying your debt
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Financial Consumer Agency of Canada
Free financial assessment
Help creating a monthly budget
Debt management programs available

How do I pay Groupe Solution Collect?

You can pay Groupe Solution Collect through online banking, Interac e-Transfer, Interac online debit, pre-authorized payment, a Desjardins or RBC branch, or cheque. See the Groupe Solution Collect payment page for ways to pay.

Get the amount and any settlement in writing first, and keep the receipt.

What if the debt is old?

Every province has a time limit on how long a collection agency like Groupe Solution Collect can sue you for an unpaid debt.

2years

Ontario, BC, Alberta, Saskatchewan, Manitoba, New Brunswick, Nova Scotia

3years

Quebec

6years

Newfoundland and Labrador, PEI, Northwest Territories, Nunavut, Yukon

Once the limitation period expires, Groupe Solution Collect can still sue you, but you can raise the expired limitation period as a complete defence. The defence isn't automatic. You have to file a defence in court and plead the expired limitation period. If you don't, the court will grant default judgment as if the limitation didn't apply.

Making a payment or acknowledging the debt in writing restarts the limitation period, but only if it hasn't already expired.

These limitation periods apply to most consumer debts like credit cards, lines of credit, and personal loans. Different rules may apply to government debts, court judgments, or secured debts like mortgages.

For more information, read our guide about debt statute of limitations.

How to stop calls from Groupe Solution Collect

Sometimes, you can stop collection calls from a collection agency by sending a cease and desist letter. Once Groupe Solution Collect receives it, they have to stop calling. The debt doesn't go away, and they can still take legal action. You can use our cease and desist letter templates.

Provincial law doesn't give you this right in Manitoba, Saskatchewan, Newfoundland and Labrador, Prince Edward Island or the Yukon.

Regardless of province, if the debt's on a loan, line of credit, or credit card, send the letter by registered mail under federal law. Federal law is the only law in Canada that also stops an original creditor's in-house collectors, not just a collection agency. You can send it to your original creditor and its collection agent, a collection agency or a law firm.

If Groupe Solution Collect is making collection calls to you from their Ontario location, then you can send a cease and desist letter available under Ontario's law.

Restrictions on calls to your workplace

Many provinces and territories place restrictions on collection agencies when they attempt to call you at your workplace.

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How to file a complaint about Groupe Solution Collect

In Canada, debt collection is regulated province by province, not federally. The rules ban harassment, calling outside set hours, discussing your debt with your family or employer, and threatening legal action they have no intention of taking.

Source: Government of Canada (FCAC) – Debt collection: know your rights

If you think Groupe Solution Collect is breaking any debt collection or privacy laws, contact the consumer protection authority in your province.

Before making a written complaint, document the dates and times of contact, the phone number used, what was said, and copies of any emails, letters or texts.

Some consumer protection agencies regulating the conduct of collection agencies will not process your complaint unless you first send a written complaint to the collection agency summarizing the conduct in question and making a request for remedial action.

For contact details and links to your provincial office, visit the Federal, Provincial and Territorial Consumer Affairs Offices directory.

Been contacted by Groupe Solution Collect? Share your experience.

Legal name

Groupe Solution Collect Solu Inc.

Also known as

GSC

Groupe Solution Collect Solu

The Solution Group

Common variations

People sometimes search for this agency under slightly different names or misspellings. These are the most common variations we see.

Group Solutions Collect

Group Solution Collect

Groupe Solutions Collect

FAQs

Is Group Solutions Collect the same as Groupe Solution Collect?

Yes. "Group Solutions Collect" is the English spelling many people search for. The company's name is Groupe Solution Collect, and they also use the initials GSC.

Is Groupe Solution Collect the same as General Credit Services?

No, they're not the same, but they are connected. General Credit Services Inc. bought Groupe Solution Collect in March 2023 and owns them.

What should I ask Groupe Solution Collect before I pay?

Request written verification that includes the original creditor's name, account number, amount claimed, and date of your last payment. Don't pay anything until you receive it.

What if I don't recognize the debt?

Get written verification first. It might be a debt you forgot, a really old account, a mistake, or a scam. Check your bank statements and any old phone, utility or credit card accounts for a balance you missed. Do not admit to anything until you've confirmed it's legitimate.

Pull your credit report from Equifax Canada or TransUnion Canada and look for a collection account with a similar amount or date. You can get a free credit score and report with Borrowell.

If you don't recognize the account, dispute it in writing before you pay anything.

Can Groupe Solution Collect garnish my wages or freeze my bank account?

Not on their own. To garnish wages or seize a bank account, the creditor must first sue you and win a court judgment.

Government creditors such as the CRA and Revenu Québec can garnish without a court case, but they do so themselves, not through an agency.

Can I negotiate with Groupe Solution Collect?

Sometimes. A collection agency usually needs the creditor's approval before accepting less than the full balance, so don't expect an immediate answer. Get any settlement or payment plan in writing before you send money.

Can Groupe Solution Collect contact my employer or family?

It depends on where you live. In Quebec, a collection agency can contact your family, friends or employer only once, and only to get your address or phone number if they don't already have it. They can't discuss the debt with them.

Source: LégisQuébec – Act respecting the collection of certain debts, s. 4

In Ontario, they can contact your employer once to confirm your job, title or work address, and can contact family or friends only to get your contact details.

Source: Government of Ontario – Guide for collection agencies

Several provinces also restrict a collection agency's right to call you at work.

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Other collection agencies in Canada

These agencies collect for some of the same creditors as Groupe Solution Collect or are licensed in the same province.

Joe Conlon
Written byJoe ConlonFounder

Joe launched CollectionAgencies.ca in 2025. He has worked in Canadian personal finance since 2023. He maintains the directory, researches collection agencies across Canada and manages the site's editorial content. Agency listings are sourced from provincial licensing records and legislation.